Federal Keystone Best Stafford Subsidized/Unsubsidized Loan Program
- 0% Origination Fee
- 0% Guaranty Fee
- Fixed interest rate of 6.00% for loans disbursed 7/1/2008 - 6/30/2009*
- 0.25% interest rate reduction for ACH payments
- Maximum annual loan amounts
- Student loan rates lower than conventional loan rates
- Repayment begins six months after you leave school, or stop attending at least half-time
- Take up to 10 years to repay, or up to 30 years through the Consolidation Loan Program (Minimum $50 per month)
- The Federal government pays the interest while you are in school
- The Keystone Best Stafford Loan Program is available to PA residents or out-of-state residents attending any PA USDE-approved school
Apply for a Stafford Loan Online.
Please state Firstrust as your Lender of Choice.
Firstrust Lender code #821920.
*Unsubsidized Stafford loans for Undergraduate and Graduate borrowers will be 6.8% fixed for life of loan.
Federal Keystone PLUS Loans for Parents of Undergraduate Students, Graduate Students, and Professional Students
- 7.5% fixed interest rate for life of loan
- 0.25% interest rate reduction for ACH payments
- 0.50% rebate of the original loan amount after the first 12 consecutive on-time payments
- Origination fee is 3%
- You can borrow the difference between cost of tuition less any other financial aid
- Repayment of principal and interest begins one month after all loan proceeds are disbursed
- Repayment must be at least $50 per month but can be extended over 10 years
- Parents may pay interest only while student is attending school
- Parents and/or graduate students qualify for PLUS loan based on credit worthiness
Parents of Undergraduate Students:
Apply for the Keystone PLUS Loan for Parents of undergraduate students online.
Please state Firstrust as your Lender of Choice.
Firstrust Lender code #821920.
Graduate Students:
Apply for the Keystone PLUS Loan for graduate students online.
Please state Firstrust as your Lender of Choice.
Firstrust Lender code #821920.
Consolidation Loan Program
- If you are in the grace period or repayment period of your loan, you may be eligible to consolidate all student loans into one monthly payment, with a payment program that can be extended up to 30 years (depending on the amount borrowed).
- We offer a .25% interest rate reduction for automatic clearing house (ACH) payments
Firstrust participates with Network Consolidation.
Apply online or call today 1-800-338-5000.
Other Ways to Pay for College
In addition to helping you with government programs, Firstrust also offers home equity loans and lines of credit that can be used for education expenses.
If you have questions about education loans, call us at 800-220-BANK (2265) or email us at info@firstrust.com