Personal Banking Products and Services

High-Yield Interest Savings - Market Rate Savings

Earn market rates of interest with easy access to your money. This interest-bearing deposit product is available exclusively to our FirstClass Plus checking account holders.

• Minimum initial deposit is $100
• No minimum balance requirement or monthly account maintenance charge
• Free Internet Banking
• Available ATM Card*
• Free STAR^sm 24-hour banking transactions**
• Periodic statement
• All balances earn interest
• Use this savings account to protect your checking account from overdrafts

* ATM Card subject to a $24 annual card fee.
** Other financial institutions may impose a fee for the use of their ATM.

Interest-bearing Savings - Preferred Savings

This tiered savings product allows your interest to grow as your account balance grows. Our Preferred Savings Account is intended for the longer-term saver who wants to earn higher interest while maintaining higher balances.

• Minimum initial deposit is $25,000
• Free Internet Banking
• Available ATM Card*
• Free STAR^sm 24-hour banking transactions**
• Periodic statement
• All balances earn interest
• Active checking account required
• Use this savings account to protect your checking account against overdrafts

* ATM Card subject to a $24 annual card fee.
** Other financial institutions may impose a fee for the use of their ATM.

Note: There is a $25 monthly account maintenance charge if the account balance falls below the $10,000 minimum daily ledger balance requirement.

Statement Savings

Save with a low hassle, interest-bearing savings account.

• Minimum initial deposit is $100
• All balances earn interest
• Available ATM Card*
• Free STAR^sm 24-hour banking transactions**
• Periodic statements
• Use this savings account to protect your checking account against overdrafts

* ATM Card subject to a $24 annual card fee.
** Other financial institutions may impose a fee for the use of their ATM.

Note: To avoid a monthly account maintenance charge of $4, you need a $100 minimum daily ledger balance.

Regular Passbook - Passbook Savings

Your passbook is updated with every visit to any of our conveniently located branches.

• Minimum initial deposit is $100
• All balances earn interest
• Available ATM Card*
• Free STAR^sm 24-hour banking transactions**

* ATM Card subject to a $24 annual card fee.
** Other financial institutions may impose a fee for the use of their ATM.

Note: To avoid a monthly account maintenance charge of $4, you need a $100 minimum daily ledger balance.

Youth Passbook - FirstSaver^®

Children cherish their passbooks and love to watch their savings grow. Help teach good savings habits at an early age.

• Accounts may be opened with as little as $25
• Interest paid on all balances
• No ATM access available
• Must be 18 years of age or younger

Note: To avoid a monthly account maintenance charge of $1, you need a $25 minimum daily ledger balance (applies to accounts open two years or longer).