Home Equity Loans and Lines of Credit
Unlock the equity in your home and put it to use for your individual, family or household needs. Our Home Equity Loans and Lines of Credit offer the following advantages:
- Interest rates may be much lower than credit card rates, so you can consolidate all your bills into one low monthly payment.
- Extended repayment terms are more advantageous than most conventional loan terms.
- Your Firstrust Banking Specialist will help you determine how much you may borrow.
- Interest may be fully tax-deductible. Consult your tax adviser before making any tax-related decisions.
Check to see which loan best fits your needs:
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Student Loans
Firstrust proudly offers the following student loan programs:
Find out more and apply online for our student loans. Or call your local branch or 800-220-BANK (2265) for details.
Firstrust’s scholarship fund was named in loving memory of our founder, Samuel A. Green, who was a staunch believer in encouraging young people to pursue their education and fulfill their life dreams. In the spirit of his legacy, Firstrust is inspired to carry on our strong commitment toward helping students.
Click here to find out more about the 39th annual Samuel A. Green Scholarship Program or call us at 800-220-BANK (2265).
Unsecured Personal Term Loans and Lines of Credit
No collateral? No problem. Our unsecured personal term loans and unsecured lines of credit do not require home ownership for you to qualify.
Term Loan:
- Fixed-rate
- Amounts from $3,000 to $15,000
- .50% fixed rate reduction with automatic payment from a Firstrust account
- No collateral required
Line of Credit:
- Amounts from $5,000 to $15,000
- Use your line of credit to protect your checking account from overdrafts
- Advances as small as $100 up to your full available credit line
- No collateral required
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Auto Loans
Select the car you want to buy, new or used, and we’ll help you determine the financing program that best meets your needs. In many cases, you’ll have the answer in less than four hours and your money available the next day.
- Up to 90% financing available on new cars with terms from 12 to 60 months
- Up to 80% financing available on pre-owned cars with terms from 12 to 48 months
- Choose the payment date and schedule that best fits your budget
- .50% fixed rate reduction with automatic payment from a Firstrust account
View Rate Chart
Sure Loan (Passbook or CD)
A sure way to get the loan you need within 24 hours of applying is to borrow against your Firstrust Passbook Savings Account or Certificate of Deposit (CD). You’ll save money with a lower loan interest rate while you continue to earn interest on your savings or CD. Borrow from a minimum of $2,000 up to a maximum of 100% of the available balance in your account and pay it back monthly.
You can also save time by having your payment automatically deducted from the non-collateralized funds in your Firstrust checking, savings or money market account.
Want to apply? Call a Firstrust Banking Specialist at 800-220-BANK (2265) or email us at info@Firstrust.com to obtain an application for any of the loans detailed above.