Commercial Products and Services

Commercial Lending

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Having a competitive advantage is a critical part of your growth strategy. Firstrust Bank has an array of commercial loans to help you gain and maintain that advantage.

Put our loan products to work for your business today.

Asset-Based Lending

Our goal at Firstrust is to work with our clients to give them the financial resources they need to compete in today’s ever-changing business environment. By leveraging your business’ accounts receivable, inventory and fixed assets, Asset-Based Lending can provide greater borrowing capacity based on the value of those assets even if profitability is marginal.

Asset-Based Lending is ideal for:

  • Financing rapid revenue growth
  • Seasonal working capital cycles
  • Weathering growing pains
  • Operating through an economic downturn
  • Acquiring assets
  • Making capital improvements
  • Buying out shareholders

At Firstrust, we specialize in Asset-Based Lending opportunities starting at $1 million. And because we are a Philadelphia-based bank, all lending decisions are made locally — by individuals who know the region and the local business climate.

To find out more about our Asset-Based Lending program, call David Rivkind at 610-238-5074.

Construction and Real Estate Loans

As a proactive real estate lender in the Philadelphia region for over 70 years, we have witnessed wide-ranging market peaks and valleys and have responded to the ever-changing needs of our clients and have been supportive of their longer-term success.

Whatever stage of development, from preliminary planning to completed and stabilized, Firstrust can provide project-appropriate financing on a fixed or floating interest rate basis for:

  • Apartments
  • Single and multi-tenant industrial and office buildings
  • Retail properties
  • For-sale single and multi-family residential
  • Selected special-purpose commercial properties

Working side-by-side with your development team, Firstrust can assist you with:

  • Loan structuring
  • Property acquisitions and divestitures
  • Cash management and other non-credit solutions
  • Alternative financing programs
  • Tax credit utilization

Find out today how Firstrust can make a value-added difference in your real estate financing requirements by calling 800-220-BANK (2265).

Letter of Credit

Import, export and stand-by letters of credit can facilitate collection and payment for goods purchased or shipped outside the U.S.

Line of Credit

Short-term borrowing to support variations in cash flow, inventory purchase, increased operating costs or other working capital needs.

Small Business Administration (SBA) Loan

An alternative for businesses that may not qualify for a traditional commercial loan. SBA loans can be term loans, lines of credit and/or commercial mortgages.

Term Loan

Fixed- or variable-rate loans for purchase of fixed assets like equipment or leasehold improvements. Extended loan terms are available for the purchase of more substantial capital assets.

Investment Products:
• Are NOT a deposit of any bank
• Are NOT insured by any federal government agency
• Are NOT a deposit or other obligation of, or guaranteed by Firstrust Bank
• Are subject to investment risks, including loss of the principal amount invested
• Are NOT FDIC insured