Business Banking Products and Services

Checking

C1 Deposit.jpq

Firstrust will help you determine the checking services best suited to your business needs.

Interest Bearing Monthly Fees Minimum Balance To avoid monthly fees

none*

none

none*

$10,000 in average daily collected balance in checking, savings and money market accounts

none*

$30,000 in average daily collected balance in checking, savings and money market accounts

check mark

none*

$2,500 average daily collected balance

* If minimum balance is maintained.

Free Small Business Checking

  • Designed for businesses with low transaction levels
  • No minimum balance requirement
  • No monthly service charge
  • Up to 250 checking transactions (includes checks paid, deposit tickets, deposited items, ACH credits and debits received)
  • $.50 per item above transaction limit
  • Free basic Internet Banking
  • Free Business Visa® Debit Card*

Small Business Checking Package

  • Designed for businesses with medium levels of transactions
  • $10,000 average daily collected balance in checking, savings and money market accounts to avoid monthly account maintenance charge of $15
  • Up to 400 checking transactions (includes checks paid, deposit tickets, deposited items, ACH credits and debits received).
  • $.50 per item above transaction limit
  • Free basic Internet Banking
  • Free Business Visa® Debit Card*
  • $100 initial check order discount for checks ordered through Firstrust's preferred vendor, Deluxe Business Advantage

Small Business Checking Package with ReadyDeposit®

  • Designed for businesses with low transaction levels appreciate the convenience of making deposits from their offices or retail locations
  • $30,000 average daily collected balance in checking, savings and money market accounts to avoid monthly account maintenance charge of $35
  • Up to 250 checking transactions (includes checks paid, deposit tickets, deposited items, ACH credits and debits received)
  • $.50 per item above transaction limit
  • Free basic Internet Banking
  • Free Business Visa® Debit Card*
  • $100 initial check order discount for checks ordered through Firstrust's preferred vendor, Deluxe Business Advantage
  • ReadyDeposit® is a fast, easy and secure way for your business to make check deposits. What this means to you:

      • Deposits can be made 24/7
      • Check scanner is connected to your computer
      • No copying checks - front and back images are stored for you
      • Eliminates trips to the bank - deposit right from your desk computer
      • Receive an electronic posting file every day
      • Helps your business get its money deposited quicker and easier

        Put ReadyDeposit® to work for your business today.  
        

Business Interest Checking

  • Available to sole-proprietors and non-profit organizations
  • $2,500 average daily collected balance to avoid monthly account maintenance charge of $14
  • Interest-bearing
  • Free basic Internet Banking
  • Free Business Visa® Debit Card*


Call a Firstrust Banking Specialist at 800-220-BANK (2265) to get started.

*Other financial institutions may impose a fee for the use of their ATMs.
Investment Products:
• Are NOT a deposit of any bank
• Are NOT insured by any federal government agency
• Are NOT a deposit or other obligation of, or guaranteed by Firstrust Bank
• Are subject to investment risks, including loss of the principal amount invested
• Are NOT FDIC insured