Home Equity Fixed Rate Loans1
| |
Loan Amounts
|
APR
|
Payment for a $10,000 Loan
|
|
Minimum
|
Maximum
|
Monthly Payment
|
Biweekly Payment
|
First Lien Position2
|
| 60-month Fixed |
$10,000
|
$99,999
|
4.99%
|
$188.66
|
$94.33 |
| 84-month Fixed |
$10,000
|
$99,999
|
4.99%
|
$141.30
|
$70.65 |
| 120-month Fixed |
$10,000
|
$99,999
|
5.24%
|
$107.25
|
$53.63 |
| 180-month Fixed |
$10,000 |
$99,999 |
5.24% |
$80.34 |
$40.17 |
| |
|
|
|
|
|
| 60-month Fixed |
$100,000 |
$500,000 |
4.49% |
$186.39 |
$93.20 |
| 84-month Fixed |
$100,000 |
$500,000 |
4.49% |
$138.96 |
$69.48 |
| 120-month Fixed |
$100,000 |
$500,000 |
4.49% |
$103.60 |
$51.80 |
| 180-month Fixed |
$100,000 |
$500,000 |
4.49% |
$76.45 |
$38.23 |
Junior-Second Lien Position
|
| 60-month Fixed |
$10,000
|
$49,999
|
4.99%
|
$188.66
|
$94.33 |
| 84-month Fixed |
$10,000
|
$49,999
|
5.24%
|
$142.46
|
$71.23 |
| 120-month Fixed |
$10,000
|
$49,999
|
5.24%
|
$107.25
|
$53.63 |
| 180-month fixed |
$10,000 |
$500,000 |
5.49% |
$81.65 |
$40.83 |
| 15/30 Balloon3 |
$10,000 |
$500,000 |
5.99% |
$59.90 |
$29.95 |
Home Equity Line of Credit4
| |
Loan Amounts
|
Variable Annual
Percentage Rate
|
|
Minimum
|
Maximum
|
| Home Equity Line of Credit |
$10,000
|
$500,000
|
3.99%
(Prime Rate + 0.74%; Minimum 3.99% APR)
|
The Annual Percentage Rates (APR) shown are subject to change at any time and without notice. APR for entire amount borrowed. All loan applications are subject to individual approval. Other terms and conditions apply. Where the APR is shown as a variable rate, this means that the APR can increase after consummation.
1 The examples of monthly and bi-weekly payments are approximate and per $10,000 loan amount.
2 If the loan is secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums and the actual payments will be greater.
3 For the balloon loan above, the balloon payment will be $7,161.93 for a $10,000 loan.
4 Maximum interest rate 25%. $30 annual fee applies beginning in the second year. Prime Rate means the highest rate of interest published as "U.S. Prime Rate" in the Money Rates section of The Wall Street Journal. For loans secured by real estate, title insurance is required on loans over $400,000. $250 document preparation fee may apply.