Apply Online for a Home Equity Loan

Apply Online for a Home Equity Line of Credit 

If you would prefer to apply directly with a Firstrust Banking Specialist, call 800-220-BANK (2265).

 

Home Equity Fixed Rate Loans1

Loan Amounts APR Payment per $10,000
of Loan Amount
Minimum Maximum Monthly Payment Biweekly Payment

$50,000

$500,000

3.49%

$181.88

$90.94

$50,000

$500,000

3.99%

$136.65

$68.32

$50,000

$500,000

4.24%

$102.39

$51.19

$50,000

$500,000

4.49%

$76.45

$38.23

$10,000

$49,999

4.24%

$185.26

$92.63

$10,000

$49,999

4.49%

$138.96

$69.48

$10,000

$49,999

4.74%

$104.80

$52.40

$10,000

$49,999

4.74%

$77.74

$38.87

Junior-Second Lien Position

$50,000

$500,000

3.49%

$181.88

$90.94

$50,000

$500,000

3.99%

$136.65

$68.32

$50,000

$500,000

4.24%

$102.39

$51.19

$50,000

$500,000

4.49%

$76.45

$38.23

$10,000

$49,999

4.24%

$185.26

$92.63

$10,000

$49,999

4.49%

$138.96

$69.48

$10,000

$49,999

4.74%

$104.80

$52.40

$10,000

$49,999

4.74%

$77.74

$38.87

$10,000

$49,999

6.24%

$61.51

$30.75

$50,000

$500,000

5.74%

$58.30

$29.15

Home Equity Line of Credit4

Loan Amounts
Variable Annual
Percentage Rate
Minimum Maximum

$10,000

$500,000

3.99%
(Prime Rate + 0.74%; Minimum 3.99% APR)

The Annual Percentage Rates (APR) shown are subject to change at any time and without notice. APR for entire amount borrowed. All loan applications are subject to individual approval. Other terms and conditions apply. Where the APR is shown as a variable rate, this means that the APR can increase after consummation. 
1 The examples of monthly and bi-weekly payments are approximate and per $10,000 loan amount.
2 If the loan is secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums and the actual payments will be greater.
3 For the balloon loan above, the balloon payment will be $7,161.93 for a $10,000 loan.  
4 Maximum interest rate 25%. $30 annual fee applies beginning in the second year. Prime Rate means the highest rate of interest published as "U.S. Prime Rate" in the Money Rates section of The Wall Street Journal. For loans secured by real estate, property insurance will be required and title insurance is required on loans over $400,000.  $250 document preparation fee may apply.

 

Information above is current as of 05/17/2012.

Beginning July 1, 2010 Firstrust has elected to opt out of the FDIC’s Transaction Account Guarantee Program. Learn more