Because it’s your road to prosperity, everything is personal.

Open a Checking Account

Firstrust understands that the way you bank is very personal to you.  Because it’s not just anyone’s name on an account, it’s yours.  That’s why we offer clear, flexible options for checking, and a hard-working savings account.  Simple, easy choices to give you the financial support you want, without the complexities you don’t need.  Because life is complicated enough, we make sure banking at Firstrust isn’t.

Checking accounts aren’t just for checks anymore.  They offer flexible ways to make life’s payments.  We get that…that’s why we offer FirstPaysm and FirstPaysm Premier.  Both include free online banking and bill pay.

FirstPaysm

Sometimes you just want the basics.  Whether you want a checking account for direct deposit, to pay bills, or to make purchases, FirstPaysm offers total convenience and flexibility.

  • Low minimum to open
  • Environmentally friendly and secure eStatements available
  • FREE Firstrust Visa® Debit Card1
  • FREE online banking
  • FREE bill pay

Avoid a monthly service charge of $10 with Direct Deposit of payroll, pension or Social Security, OR 10 Debit Card purchases, OR 5 internet banking bill payments, OR $500 minimum daily ledger balance

FirstPaysm Premier

If you’re looking for a checking account that pays you back, FirstPaysm Premier is for you.  Earn cash back with FirstPaysm Rewards on Visa® debit card purchases2 and enjoy the convenience of using any ATM you choose without worrying about fees.3  Our interest-bearing account includes the following benefits:

  • For every Visa Debit Card purchase you make, we’ll put 10¢ back into your FirstPaysm Premier account.2
  • We’ll reimburse you for any ATM fees on checking account withdrawals you may incur from other financial institutions – up to $12 per statement cycle.3
  • FREE Firstrust Visa® Debit Card
  • FREE checks4
  • Environmentally friendly and secure eStatements available
  • FREE online banking
  • FREE bill pay

Avoid a monthly service charge of $25 with $5,000 combined average ledger balance in Checking, Savings and CD.  Or $50,000 in consumer loan and line of credit balances.

Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

2 10¢ FirstPaysm Reward per Debit Card transaction.  Eligible transactions include purchases made with your Debit Card and Internet Debit Card Bill Payments.  Eligible transactions do not include ATM transactions.  FirstPaysm Rewards will be credited monthly.

3 Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.  Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions’ ATMs for checking account transactions only.

4 Free personalized specialty checks or 50% discount on personal wallet-style checks.

Firstrust has the right to revise our products at any time and without notice.  Certain features and benefits described are only available while your account is maintained in good standing.

 

Beginning July 1, 2010 Firstrust has elected to opt out of the FDIC’s Transaction Account Guarantee Program. Learn more