Gold 50 Plus and Gold 50 Checking

 

 

Gold 50 Plus Checking Gives You More

Over 50? Our new Gold 50 Plus and Gold 50 Checking accounts allow you to choose the best account for your needs. Want to learn more about Member Benefits1 such as shopping, dining, pharmacy, vision and hearing discounts? Click here to view a video or view the chart below for product details.

Already a member? Click here to access your Member Benefits.1

Open a Gold 50 Plus Checking Account

 
 

BANKING  BENEFITS
Gold 50 Checking
Gold 50 Plus Checking
Free  Checking
Interest Checking
Relationship Checking
Minimum Opening Deposit
$100
$100
$100
$100
$100
Minimum Balance to Avoid Account Maintenance Charge
$100 minimum daily ledger balance
N/A
$0
$1,000 minimum daily ledger balance
$15,000 combined average ledger balance2
Monthly Account Maintenance Charge (if below minimum)
$10
N/A
N/A
$15
$20
Interest Paid
Yes
Yes
No
Yes
Yes
Free Checks
Yes
Yes
No
First Order
Yes
Free Online Banking & Bill Pay
Yes
Yes
Yes
Yes
Yes
Free Debit Card3
Yes
Yes
Yes
Yes
Yes
Market Rate Savings
Yes
Yes
Not available
Not available
Yes
MEMBER BENEFITS1
         
Monthly Membership Fee
$0
$3.99
$0
$0
$0
Member Benefits1
(Discounts on Dining & Shopping, Payment Card & Personal Identity Protection, Travel Accidental Death Insurance4)
Not available
Included
Add some Member Benefits for $3.99/month
 Add some Member Benefits for $3.99/month
Add some Member Benefits for $3.99/month
Pharmacy, Vision & Hearing Discounts
Not available
Included
Not available
Not available
Not available

 

Firstrust reserves the right to revise or rescind its products at any time. (1) The monthly membership fee covers the provision of nonbank services, including Travel Accidental Death Insurance. These services are provided through Member Headquarters Association or its third party service providers. Member Headquarters Association is an independent entity not affiliated with Firstrust Bank. Customer will receive program membership materials at the time of account opening or as soon as reasonable thereafter. (2) Combined average ledger balance in Checking, Savings, Money Market accounts and CDs, consumer loans and lines and mutual funds and stock products purchased through Firstrust Financial Resources. (3) Other financial institutions may impose a fee for the use of their ATM.  (4) Insurance underwritten by AIG’s Accident and Health Division. Benefits are subject to limitations and conditions. Terms are subject to change without notice. Coverage amount may vary based upon product purchased.

 

 
Investment Products:
• Are NOT a deposit of any bank
• Are NOT insured by any federal government agency
• Are NOT a deposit or other obligation of, or guaranteed by Firstrust Bank
• Are subject to investment risks, including loss of the principal amount invested
• Are NOT FDIC insured