Member Checking Benefits | Firstrust Bank

Member Checking Member Checking Benefits Gold 50 Plus Checking Savings Certificates of Deposit Money Market Borrowing Credit Cards Personal Services Overdraft Practices Private Banking Calculators


Our NEW Member Checking And Gold 50 Plus Checking Benefits¹ could save you more than $750 a year!² Is our new Member Checking right for you? With your membership, you get: Pharmacy, vision and hearing discounts Identity theft protection Dining and shopping discounts Travel discounts and protection Click here to see a video explaining the Member Benefits¹ program and how it works. Just remember, you will be leaving Firstrust's Web site to view this video. Your membership entitles you to the benefits below for only $5.99 a month! Over 50? Apply for our Gold 50 Plus Checking account for only $3.99 a month. Open a Member Checking Account Free Debit Cards³, Internet Banking and Bill Pay and much more! Firstrust Banking Benefits Include: *Interest Checking* Earn interest on your balance. *Free Checks* Free personalized specialty checks or 50% discount on personal wallet-style checks. Estimated Annual Value of $27 *Free Internet Banking & Bill Pay* Manage your accounts online 24 hours a day, 7 days a week from your home or office. Access Bill Pay online and pay bills without writing checks. *Free Debit Card³* No annual fee on your VISA^® Debit Card. There are never any charges when you use your card at any Firstrust ATM or STAR^SM 24-hour banking location. *Free Safe Deposit Box⁴* Receive a free standard size safe deposit box or equal value credit toward a larger box size. Annual Value of $45 *Free Gift Cards, Traveler’s Checks and* *Money Orders* Just stop by any branch and we’ll provide these at no charge. Firstrust Member Benefits Include: Pharmacy, Vision & Hearing Discounts Members can save on prescriptions at over 57,000 participating pharmacies or order through the mail. Also, save up to 60% on eyeglasses and contact lenses at thousands of retail optical locations nationwide and by mail. Save over 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. Estimated Annual Value of $175² Payment Card & Personal Identity Protection If you ever lose a registered credit, debit, or ATM card,simply call the 24-hour toll-free number, and all your card issuers will be notified for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity. Estimated Annual Value of $30² Local & National Dining Savings Save up to 50% at hundreds of restaurants such as Johnny Rockets, Dunkin Donuts, T.G.I. Fridays– from upscale to casual for catering, take-out and delivery. Estimated Annual Value of $100² Local & Online Shopping Discounts Enjoy access to discounts at a variety of retailers locally and online. Take advantage of savings on clothing, electronics, jewelry at well-known retailers such as Barnes & Noble, Macy's, Target, 1-800-FLOWERS and more! Estimated Annual Value of $25² Local Services Discounts Save up to 50% on professional services including dry cleaning, business services, photography, house cleaning, lawn care, home security and various automotive services. Estimated Annual Value of $25² Travel, Hotel & Recreation Discounts⁵ Enjoy easy online and Directory access to savings up to 50% off the rack rate at over 4,000 particiapating hotels worldwide! Or save up to 20% at participating hotels such as Holiday Inn, Ramada Inn, Radisson, Comfort Inn and Wingate Inn. In addition, you may qualify for special rebate offers on room reservations with the guaranteed best rate program. Enjoy preferred rates at several of the nation's largest resort rental companies, save 10-25% on car and RV rentals and take advantage of discounts at theme parks, sporting events and many other exciting activities! Estimated Annual Value OVER $350² Emergency Travel Assistance Services⁶ Travel with peace of mind that help is as close as a phone call if you need emergency cash or assistance with lost/stolen luggage or travel documents. Estimated Annual Value of $30² Travel Accidental Death Insurance⁷ *For Member Checking* Protect yourself with $5,000 round-the-clock Travel Accidental Death Insurance. Estimated Annual Value of $12² *For Gold 50 Plus Checking* Protect yourself with $15,000 round-the-clock Travel Accidental Death Insurance. Estimated Annual Value of $36² Access to Your Benefits With Member Checking or Gold 50 Plus Checking, you’ll receive a special membership card with your personal number. Carry it with you at all times. Once you sign up, your membership card will allow you to access your benefits 24 hours a day, 7 days a week. Simply click here to go to the Member Headquarters and enter the membership number on the front of your card.

Firstrust reserves the right to revise or rescind its products at any time. (1) The monthly membership fee covers the provision of nonbank services, including Travel Accidental Death Insurance. These services are provided through Member Headquarters Association or its third party service providers. Member Headquarters Association is an independent entity not affiliated with Firstrust Bank. Customer will receive program membership materials at the time of account opening or as soon as reasonable thereafter. (2) Actual annual value or savings varies with each individual’s use of Member Benefits. Estimated annual values provided by Member Headquarters Association and are based on a combination of market research and review of representative transactions. (3) Other financial institutions may impose a fee for the use of their ATM. (4) Subject to availability. (5) Retailers and service providers listed, other than Firstrust and Member Headquarters Association, are not sponsors of this program or offer. Any trademarks and logos shown for these retailers and service providers are the property of their respective owners. Participating retailers and service providers, including which specific retailers and service providers participate, as well as the total number of participating retailers and service providers, is subject to change at any time and without notice. Rebate offer subject to terms, conditions and time limitations. (6) Services are provided by GE Motor Club. There is a per event fee applicable for roadside assistance. Prices and terms subject to change without notice. (7) Insurance underwritten by AIG’s Accident and Health Division. Benefits are subject to limitations and conditions. Terms are subject to change without notice. Coverage amount may vary based upon product purchased.

Investment Products:
• Are NOT a deposit of any bank
• Are NOT insured by any federal government agency
• Are NOT a deposit or other obligation of, or guaranteed by Firstrust Bank
• Are subject to investment risks, including loss of the principal amount invested
• Are NOT FDIC insured

Our NEW Member Checking And Gold 50 Plus Checking Benefits1 could save you more than $750 a year!2

Free Debit Cards3, Internet Banking and Bill Pay and much more!

Firstrust Banking Benefits Include:

Firstrust Member Benefits Include:

Our NEW Member Checking And Gold 50 Plus Checking Benefits¹ could save you more than $750 a year!²

Free Debit Cards³, Internet Banking and Bill Pay and much more!