Personal Banking Products and Services
 

NEW Member Checking Gives You More!
 

 

Choose a NEW Member Checking account to accommodate your balance and the services you require. Firstrust can integrate your banking with checking packages designed to meet your needs.

Is NEW Member Checking Right for You? Our New Member Checking account offers MORE benefits such as Travel Accidental Death Insurance1, discounts on dining and shopping, payment card and personal identity protection. There are also benefits such as vision, hearing and prescription discounts. See the chart below for more details.

Open a Member Checking Account

 
 

 

BANKING  BENEFITS
Free Checking
Interest Checking
Member  Checking
Relationship Checking
Minimum Opening Deposit
$100
$100 minimum daily ledger balance
$100
$100
Minimum Balance to Avoid Account Maintenance Charge
$0
$1,000 minimum daily ledger balance
N/A
$15,000 combined average ledger  balance2
Monthly Account Maintenance Charge (if below minimum)
N/A
$15
N/A
$20
Interest Paid
No
Yes
Yes
Yes
Free Checks
No
First Order
Yes
Yes
Free Online Banking & Bill Pay
Yes
Yes
Yes
Yes
Free Debit Card3
Yes
Yes
Yes
Yes
Market Rate Savings
Not available
Not available
Yes
Yes
MEMBER BENEFITS4
       
Monthly Membership Fee
$0
$0
$5.99
$0
Member Benefits4
(Discounts on Dining & Shopping, Payment Card & Personal Identity Protection, Travel Accidental Death Insurance1)
Add some Member Benefits for $3.99/month
Add some Member Benefits for $3.99/month
Included
Add some Member Benefits for  $3.99/month
Pharmacy, Vision & Hearing Discounts
Not available
Not available
Included
Not available

Firstrust reserves the right to revise or rescind its products at any time. (1) Insurance underwritten by AIG's Accident and Health Division. Benefits are subject to limitations and conditions. Terms are subject to change without notice. Coverage amount may vary based upon product purchased. (2) Combined average ledger balance in Checking, Savings, Money Market accounts and CDs, consumer loans and lines and mutual funds and stock products purchased through Firstrust Financial Resources. (3) Other financial institutions may impose a fee for the use of their ATM. (4) The monthly membership fee covers the provision of nonbank services, including Travel Accidental Death Insurance.  These services are porvided through Member Headquaters Association or its third party service providers. Member Headquarters Association is an independent entitiy not affiliated with Firstrust Bank. Customer will receive program membership materials at hte time of account opening or as soon as reasonable thereafter. 

 

Over 50? Our Gold 50 Plus Checking Gives You More!

We've developed Member Checking products that meet your unique needs.  Click here for more details and to apply.

Want to know what's included in your new Member Benefits4 package?  Click here to learn more!

 

Have a question?  Call a Firstrust Banking Speicalist at 800-220-BANK (2265) or email us at info@firstrust.com

 
Investment Products:
• Are NOT a deposit of any bank
• Are NOT insured by any federal government agency
• Are NOT a deposit or other obligation of, or guaranteed by Firstrust Bank
• Are subject to investment risks, including loss of the principal amount invested
• Are NOT FDIC insured