Deposit Accounts | Firstrust Bank

Deposit Accounts

The Bank for
Your Money

Checking and Savings products to help you manage your day-to-day business and put some money away for future expansion.

The Bank for
Payables &
Receivables

Firstrust will help you determine the checking services best suited to your business needs.

The Bank for
Savings

Firstrust will help you determine the checking services best suited to your business needs.

Checking

Firstrust will help you determine the checking services best suited to your business needs.


Packages with:

  • No balance requirement
  • Ways to avoid fees
  • Advanced Cash Management services
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Savings

You have big dreams for your business. Firstrust's savings solutions will help make them a reality.


Small Business Savings accounts with:

  • Interest bearing accounts
  • Easy access and tiered rates
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Business Checking

Designed for small businesses managing their business from a single operating account.

  • No minimum balance requirements
  • Low financial complexity; often managing bills and invoices with Microsoft Office
  • Simple and convenient
  • Free internet and mobile banking
  • Free Business Visa® Debit Card1
  • Free Unlimited Bill Pay
  • Download into Quickbooks or Quicken
  • $5 monthly maintenance charge
Get Started

Relationship Business Checking

Designed for growing businesses needing more advanced operating account services but needing predictable costs.

  • Have higher checking balances in addition to relationship balances
  • Download into Quickbooks or Quicken
  • Enhanced Controls
  • Free internet and mobile banking
  • Free Business Visa® Debit Card1
  • Free Unlimited Bill Pay
  • Mobile & Online Transfers between Firstrust Business Accounts
  • Entitlements – Delegate accounting functions to company users
  • $20 monthly maintenance charge
  • $10,000 in monthly average collected balance in checking; or $30,000 in monthly average combined personal and business checking, savings, CDs, loan and line of credit balances to avoid the monthly maintenance charge and ReadyDeposit® monthly fee
  • Additional options available
    • Convenience of making deposits from your office or retail locations with ReadyDeposit®2 Learn More
    • Online Domestic Wires3
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Treasury Management Analysis Checking

Designed for high volume activity.

  • Maintain a high balance
  • Maintenance charges are based on usage
  • Offset maintenance charges with an earnings credit based on collected balances
  • Free Business Visa® Debit Card1
  • Needing advanced control, custom programs and expert advice
  • Combination of Cash Management services and advanced tools to manage your business
  • Custom pricing and Treasury Management expertise
  • Dedicated Relationship Manager
  • Online Banking
  • ACH Modules
  • Online Domestic Wires3
  • Mobile & Online ACH & Wires Approval
  • Entitlements – Delegate accounting functions to company users
  • Cash Management Services
    • Liquidity Management
    • Advanced Payment Fraud Management
    • Cash Concentration
    • Wholesale Lockbox
    • ACH Credit Originations
    • ACH Collections/Debit Originations
    • ACH File Uploads
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Estate & Trust

Designed for Attorneys, Executors / Administrators of Estates and Fiduciaries of Trusts

  • No minimum balance
  • No monthly maintenance charge
  • Easy account opening facilitated by Firstrust
  • Interest and non-interest bearing checking account options
  • 50 free business-size checks
Get Started

Business
Market Rate
Savings

Minimum initial deposit $500.00

Average collected balance of $1,000.00 required to avoid monthly maintenance charge of $10.00

Higher balances earn higher rates

Periodic statement

Use this savings account to protect your checking account from overdrafts

Free basic Internet Banking1

Get Started

Certificate of
Deposit
(CD)

We offer short term, long term & Jumbo CDs

Predictable earnings with a stable principal

Terms from seven days to seven years

Guaranteed interest rate for the term you select.

Transfer the interest you earn into your Firstrust checking, savings or money market account or we can mail the interest directly to you.

Free access to account information with Internet banking and telephone banking

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Disclosures

1Firstsite® Internet Banking includes balance, history, stop payments and internal transfers.
First two accounts per relationship are free; $5.00 per account thereafter.

2Other financial institutions may impose a fee for the use of their ATMs

1Other financial institutions may impose a fee for the use of their ATMs

2$50 set up fee for ReadyDeposit scanner, plus scanner cost and monthly maintenance charge. Contact your relationship manager for details.

3$12 maintenance charge per online domestic wire will apply

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