Loans

Everyone needs extra cash.

Loan options for a variety of uses. Borrow with Firstrust
and lay the foundation for a strong financial future.

Loan Calculators Apply Now

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Please try to reload this page or call us at 800-220-2265 to find out about current rates on fixed and variable rate mortgages.

Why consider a
Line of Credit?

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A line of credit is a revolving, variable rate credit product. You can draw on the line of credit at any time, as long as you do not exceed your credit limit.

Why consider a
Home Equity Loan?

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A home equity loan is a fixed term loan with a:

  • Lump sum payment of your loan total at closing
  • Fixed Interest Rate
  • Predictable Payments

Lines of
Credit

A line of credit is a revolving, variable rate loan with:

  • Variable payment amount
  • Variable interest rate
  • On-going access to your credit line
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Home Equity
Loans

A home equity loan is a fixed term loan with a:

  • Lump sum payment of your loan total at closing
  • Fixed interest rate
  • Predictable payments
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Home Equity
Line of Credit1

2.74% APR
6 Month Intro Rate

3.75% APR
Subsequent Variable Rate

$25,000
Minimum

$500,000
Maximum

Variable monthly payments

Ongoing access to money

Use your home as collateral

Interest paid is generally tax deductible
Consult your tax advisor before making any tax-related decisions

Apply Now

Personal
Line of Credit

Variable

10.00%
APR (Prime Rate +6.50%)

$5,000
Minimum

$15,000
Maximum

Variable monthly payments

Ongoing access to money

No collateral required

Can protect you from overdrawing

Call 800-220-BANK

Home Equity
5 Year Loan

Fixed

4.240%
APR

$10,000
Minimum

$49,000
Maximum

See a Payment Example

Fixed

3.490%
APR

$50,000
Minimum

$500,000
Maximum

See a Payment Example

Apply Now

Home Equity
7 Year Loan

Fixed

4.490%
APR

$10,000
Minimum

$49,000
Maximum

See a Payment Example

Fixed

3.990%
APR

$50,000
Minimum

$500,000
Maximum

See a Payment Example

Apply Now

Home Equity
10 Year Loan

Fixed

4.49%
APR

$10,000
Minimum

$49,000
Maximum

See a Payment Example

Fixed

3.99%
APR

$50,000
Minimum

$500,000
Maximum

See a Payment Example

Apply Now

Home Equity
15 Year Loan

Fixed

4.49%
APR

$10,000
Minimum

$49,000
Maximum

See a Payment Example

Fixed

4.24%
APR

$50,000
Minimum

$500,000
Maximum

See a Payment Example

Apply Now

We also offer...

Home Swing Loans

Home Swing Loans

A home equity swing loan is a short term, temporary loan that allows you to use the equity in your existing, not-yet-sold home to finance the purchase of a new home.

We offer minimum loan amounts of $25,000 to a maximum amount of $150,000 for a variety of terms with a fixed percentage rate.

Personal Loans

Personal Loans

A Personal loan can help you get those larger purchases you need with no collateral. You don't even require home ownership to qualify.

You get the benefits of:

  • Predictable monthly payments
  • No collateral required
  • One lump sum of money
  • A reduced APR when using automatic payments from a Firstrust Account.

We offer minimum loan amounts of $3,000 to a maximum amount of $15,000 for a variety of terms with a fixed annual percentage rate.

Sure Loans from CDs

Sure Loans from CDs

A sure way to get the loan you need within 24 hours of applying is to borrow against your Firstrust Certificate of Deposit (CD). You'll save money with a lower loan interest rate while you continue to earn interest on your CD. Borrow from a minimum of $2,000 up to a maximum of 100% of the available balance in your account and pay it back monthly.

You can also save time by having your payment automatically deducted from the non- collateralized funds in your Firstrust checking or savings account.

Disclosures

1Rates shown are subject to change at any time and without notice. All applications subject to individual approval. This line of credit will be secured by an interest in your real estate. The maximum loan-to-value ratio is 80%. Property insurance will be required and title insurance is required on lines over $400,000. The introductory Annual Percentage Rate is a fixed rate of 2.74% for the first six months and requires a minimum draw of $25,000 at closing. After expiration of the 6-month introductory rate period, the APR today is 3.75% which is equal to the highest U.S. Prime Rate in the Wall Street Journal + 0%, this is a variable rate which may increase. Maximum interest rate is 25% and the minimum interest rate after the introductory period is 3.25%. A $30 annual fee is waived the first year. A $250 fee applies for lines closed within twelve months of opening.

*The Annual Percentage Rates (APR) shown are subject to change at any time and without notice. APR for entire amount borrowed. All loan applications are subject to individual approval. Other terms and conditions apply. If the loan is secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums and the actual payments will be greater. For loans secured by real estate, property insurance will be required and title insurance is required on loans over $400,000.

Information above is current as of . Firstrust National Mortgage Licensing Service (NMLS) Representatives.

We're here to help!

Call 800-220-BANK
Mon-Fri: 8am-6pm
Sat: 9am-1pm

Get a 30 Year
Fixed Mortgage

3.499% APR

0 Points

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