Business Line of Credit

Interest Rate Offer
Prime -1%, currently 3.75% APR 6–month introductory offer
Loan Amount
From $150,000 to $1,000,000
Minimum two years in business under existing ownership

Start Your Business Loan

†All lines of credit are subject to credit approval. Lines of credit are secured with business assets or real estate. Subsequent variable rate based on creditworthiness, as low as Prime + 0% and up to Prime + 5 1/2%. Firstrust reserves the right to revise or rescind this offer at any time without notice.

Why use a Business Line of Credit

The number one reason to open a business line of credit is to gain access to short-term funding. You can support ongoing operational expenses, increase inventory or manage cash flow during slow seasons with a line of credit that is typically secured by a blanket lien on your assets. Our secured lines of credit feature loan terms with annual renewal, no cash advance fees and no interest charges until you use your funds.

More Business Financing Options

FirstLine Business Line of Credit
$25,000 - $150,000
Apply Now
Business Term Loans
$250,000 - $1,000,000
Learn More

A business line of credit allows you to borrow up to a certain limit, say $200,000, and pay interest only on the money borrowed.

  • You draw and repay funds as you wish, as long as you don’t exceed your credit limit.
  • Access funds online with a business checking account from Firstrust.

A business line of credit is subject to credit review and annual renewal, and is revolving, like a credit card.

  • Interest begins to accumulate once you draw funds, and the amount you pay (except for interest) is available to be borrowed again as you pay down your balance.
  • As with a credit card, we will set a limit on the amount you may borrow.
  • Unlike a credit card, your business line of credit is secured with assets, letting you access funds typically at a much lower interest rate than an unsecured business credit card.

Getting Started is Easy

Speak with Banker
Discuss your lending needs & financing options
Get Credit Decision
Fast, local decision-making
Access Funds
Upon approval, we’ll work with you to quickly access financing

Navigate Our Business & Commercial Loans

We have the financial products you need to start or grow your business.


Firstrust Bank. Business Edge.

Get fast, local decision-making from the Philadelphia region’s largest family-owned bank

Work with an experienced relationship manager that will be assigned directly to you

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Here's What Our Business Customers Say About Us

"I have banked with Firstrust for the past 5 years. Their insight and foresight allows me to make the best business decisions for my company. I recommend Firstrust to all of my business affiliates." — Ellen B., CUSTOMER, 3 YEARS
"I reached out to Firstrust with the goal of acquiring a Business Line of Credit, and of course at a great rate. I was able to do just that with the assistance of the friendly and knowledgeable employees of the bank. I let the employee know what I needed to accomplish my stated goal and within a week or two it was accomplished. I'm truly grateful for the help of people at Firstrust Bank" — James T., CUSTOMER, 3 YEARS
"Firstrust is always the first that I go to for commercial mortgages. Their lender is experienced, knowledgeable, and ... she understands my needs, answers my questions, even when they are unrelated to our loans, and helps me grow my real estate investment portfolio. I recommend her to all of my friends in the real estate investor chat group." — Nancy W., CUSTOMER, 3 YEARS