APPLY ONLINE IN LESS THAN 10 MINUTES

FirstLine

Get a business line of credit quickly and easily. 

  • Apply online in less than 10 minutes
  • Credit decision typically in 1-2 business days
  • If approved, fast access to your line of credit

Apply Now

Interest Rate Offer
Rates as low as Prime +1% †
Loan Amount
$25,000 up to $150,000
Qualifications
Minimum two years in business under existing ownership

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FirstLine Was Created for You

Built with your convenience in mind, you can expect a credit decision in as little as 1 - 2 business days and if approved, access to your line of credit in as little as a week.

When to use a Business Line of Credit

Business lines of credit are good for solving short-term working capital needs, for example:
 
  • Purchasing inventory or small equipment
  • Repairing business-critical equipment
  • Bridging a seasonal cash flow gap
  • Emergency funds

MINIMUM QUALIFICATION REQUIREMENTS

Established business for 2 or more years
Annual business revenue of at least $175,000
Good personal and business credit history
Location in Firstrust Bank footprint (PA, NJ, DE, MD)

OTHER REQUIREMENTS

$500 loan origination fee
Firstrust Business Checking Account for disbursements and auto-payments

What should I have ready to apply?

  • Legal Business Name
  • Business Tax ID
  • Annual Business Revenue as per your last Tax Return
  • Annual Net Profit
  • Business Owner Information

Applying Online is Easy

Complete the Online Application
Provide us with some basic information about your business. 
Upload Documents
After review, a Business Banker will contact your within 1-2 business days. 
Receive Funds
Upon approval, we'll work with you to get quick access to your funds. 

Loan Tracker



Frequently Asked Questions

1All lines of credit are subject to credit approval. Lines of credit are secured with business assets. Rates Annual Percentage Rate (APR), as low as Prime +1% and up to Prime +5%. Firstrust reserves the right to revise or rescind this offer at any time without notice. All loans and lines of credit are subject to credit approval and require automatic payment from a Firstrust business checking account.

Here's What Our Business Customers Say About Us

"Firstrust is always the first that I go to for commercial mortgages. Their lender is experienced, knowledgeable, and ... she understands my needs, answers my questions, even when they are unrelated to our loans, and helps me grow my real estate investment portfolio. I recommend her to all of my friends in the real estate investor chat group." — Nancy W., CUSTOMER, 3 YEARS
"I reached out to Firstrust with the goal of acquiring a Business Line of Credit, and of course at a great rate. I was able to do just that with the assistance of the friendly and knowledgeable employees of the bank. I let the employee know what I needed to accomplish my stated goal and within a week or two it was accomplished. I'm truly grateful for the help of people at Firstrust Bank" — James T., CUSTOMER, 3 YEARS
"I have banked with Firstrust for the past 5 years. Their insight and foresight allows me to make the best business decisions for my company. I recommend Firstrust to all of my business affiliates." — Ellen B., CUSTOMER, 3 YEARS