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LOCATIONS

Customer Care Center

800-220-BANK (2265)

M-Fri: 8 a.m. - 6 p.m.

Sat: 9 a.m. - 1 p.m.

Nearby Locations

Ardmore

Suburban Square

107 Coulter Ave

Ardmore, PA, 19003

610-649-1300

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Night Depository

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Bryn Mawr

725 W. Lancaster Avenue

Bryn Mawr, PA, 19010

610-519-2265

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 4 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

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Bustleton Ave

7918 Bustleton Avenue

Philadelphia, PA, 19152

215-722-6566

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 5 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Cedar Crest

1403 N. Cedar Crest Blvd.

Allentown, PA, 18104

610-437-6815

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 4 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Cherry Hill

108 Marlton Pike East

Cherry Hill, NJ, 08034

856-596-5965

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 a.m. - 4 p.m.
Fri 9 a.m. - 6 p.m.
Sat 9 a.m. - 12 p.m.

ATM Location

Drive Thru Window

Night Depository

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Doylestown

288 South Main St.

Doylestown, PA, 18901

215-340-0069

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 4 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Flourtown

1816 Bethlehem Pike

Flourtown, PA, 19031

215-836-5200

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

ATM Location

Night Depository

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Gladwyne

351 Conshohocken State Road

Gladwyne, PA, 19035

610-649-9400

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

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Horsham

1 Walnut Grove Drive

Horsham, PA, 19044

215-259-5121

Lobby Hours

M-Fri 9 am - 4 pm

ATM Location

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Jenkintown

261 Old York Road

Jenkintown, PA, 19046

215-886-0100

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 5 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Krewstown

9309 Krewstown Rd.

Philadelphia, PA, 19115

215-673-6673

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 5 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

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555 City Avenue

555 City Avenue

Bala Cynwyd, PA, 19004

610-617-4555

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Night Depository

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Market Street Financial Center

1515 Market Street

Philadelphia, PA, 19102

215-563-0900

Lobby Hours

M-Fri 8:30 am - 4 pm

ATM Location

Safe Deposit Boxes

Night Depository

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Newtown

11 Durham Road

Newtown, PA, 18940

215-497-0555

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 4 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Rittenhouse Square

1901 Walnut Street

Philadelphia , PA, 19103

215-963-0744

Lobby Hours

M-Fri 8:30 am - 4 pm
Sat 9 am - 1 pm

ATM Location

Safe Deposit Boxes

Night Depository

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South

1332 Point Breeze Avenue

Philadelphia, PA, 19146

215-468-3300

Lobby Hours

M-Fri 9 am - 4 pm

ATM Location

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Southampton

361 Second Street Pike

Southampton, PA, 18966

215-355-7551

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 pm

Drive Thru Hours

M-Th 9 am - 5 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Towson (Maryland)

32 West Pennsylvania Avenue

Towson, MD, 21204

410-560-8042

Lobby Hours

M-Fri 9 am - 5 pm

Drive Thru Hours

M-Fri 9 am - 5 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

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Whitemarsh

15 E. Ridge Pike

Conshohocken, PA, 19428

610-941-9898

Lobby Hours

M-Fri 9 am - 4 pm
Sat 9 am - 12 noon

Drive Thru Hours

M-Th 9 am - 5 pm
Fri 9 am - 6 pm
Sat 9 am - 12 pm

ATM Location

Safe Deposit Boxes

Drive Thru Window

Night Depository

Get Directions

Chestnut St.

828-834 Chestnut Street

Philadelphia, PA, 19107

Lobby Hours

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Frankford Ave.

7345 Frankford Ave.

Philadelphia, PA, 19136

Lobby Hours

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F.O.P. Headquarters

11630 Caroline Rd.

Philadelphia, PA, 19154

Lobby Hours

Get Directions
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Apply Online in Less Than 10 Minutes

Firstline of Credit

Get a business line of credit quickly and easily. 

 

  • Apply online in less than 10 minutes
  • Credit decision typically in 1-2 business days
  • If approved, fast access to your line of credit

Apply Now
Percent symbol
Interest Rate Offers

Rates as low as
Prime +1%*

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Loan Amounts

$25,000
up to $150,000

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Qualifications

Minimum 2 years in business under existing ownership

Apply Now
*All lines of credit are subject to credit approval. Lines of credit are secured with business assets. Rates Annual Percentage Rate (APR), as low as Prime +1% and up to Prime +5%. Firstrust reserves the right to revise or rescind this offer at any time without notice. All loans and lines of credit are subject to credit approval and require automatic payment from a Firstrust business checking account.

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Firstline
Was Created For You

Built with your convenience in mind, you can expect a credit decision in as little as 1 - 2 business days and if approved, access to your line of credit in as little as a week.

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When to use a Business
Line of Credit

Business lines of credit are good for solving short-term
working capital needs, for example:

• Purchasing inventory or small equipment
• Repairing business-critical equipment
• Bridging a seasonal cash flow gap
• Emergency funds 

Minimum Qualification Requirements

✓ Established business for 2 or more years

✓ Annual business revenue of at least $175,000

✓ Good personal and business credit history

✓ Location in Firstrust Bank footprint (PA, NJ, DE, MD)

 

Other Requirements

✓ $500 loan origination fee

✓ Firstrust Business Checking Account for disbursements and auto-payments

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What should I have ready to apply?

• Legal Business Name
• Business Tax ID
• Annual Business Revenue as per your last Tax Return
• Annual Net Profit
• Business Owner Information
Easy Online Application

3-Step Process

Application symbol

Complete the Online Application

Provide us with some basic information about your business.

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Upload Documents

Documents are reviewed by a Business Banker within 1-2 business days.

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Receive Funds

Upon approval, we will work with you to get quick access to your funds.

1/3

Application symbol

Complete the Online Application

Provide us with some basic information about your business.

Approved document with check mark symbol

Upload Documents

Documents are reviewed by a Business Banker within 1-2 business days.

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Receive Funds

Upon approval, we will work with you to get quick access to your funds.

1/3

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Track Your Loan
Start-to-Finish

One of the many benefits of the FirstLine application process is watching the progress of your business line of credit request using any device, from beginning to end

Firstline

Frequently Asked Questions

You can contact Firstrust at 888-912-2317, Monday – Friday from 8:00 am – 5:00 pm. Or reach us by email at firstline@firstrust.com.

The minimum line of credit amount is $25,000 up to a maximum of $150,000. If you need more than $150,000, please contact us at 800-220-BANK.

If your FirstLine is approved and closed there is a $500 loan origination fee, which will cover the costs to expeditiously review, underwrite, decision, process and fund the line of credit request.

Among other factors, a business must be in ownership for at least two years; show annual business revenue greater than $175,000; have strong personal and business credit histories; and demonstrate the ability to repay the debt incurred.

Firstrust requires the first lien on all business assets for the FirstLine business line of credit.

Factors determining the interest rate on a line of credit include, among others, industry, credit history, years the owner has owned the business, amount borrowed, and net income.

Testimonials

What Our Customers Say

Focusing on our customer's needs is not part of what we do-it is what we do. Over the years, we have been privileged to be able to help thousands of businesses write their own success stories.

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Ellen B.

I have banked with Firstrust for the past 5 years. Their insight and foresight allows me to make the best business decisions for my company. I recommend Firstrust to all of my business affiliates."

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James T.

I had a goal of acquiring a Business Line of Credit, and of course at a great rate. I let the employee know what I needed to accomplish my stated goal and within a week or two it was accomplished.

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Nancy W.

Firstrust is always the first that I go to for commercial mortgages. Their lender is experienced, knowledgeable, and she understands my needs, answers my questions, even when they are unrelated to our loans, and helps me grow my real estate investment portfolio.

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