Term Interest Rate Annual Percentage Yield
7-month CD1 0.75% 0.75%
13-month CD1 0.80% 0.80%
23-month CD1 0.85% 0.85%
35-month CD1 0.90% 0.90%
47-month CD1 0.95% 0.95%
59-month CD1 1.00% 1.00%
1Annual Percentage Yield (APY) is subject to change at any time without notice at the bank’s discretion. Minimum deposit to open the account and obtain the APY is $2,500. $2,500 minimum deposit of new funds required. New funds are funds not currently on deposit at Firstrust Bank or invested through Firstrust Financial Resources. The maximum opening deposit is $500,000. All other terms and conditions of the CD, including compounding of interest, are the same as Firstrust Bank’s CDs as defined in the current Truth in Savings Disclosure. Eligible for Regular CDs and Traditional, Roth and SEP IRAs. There is a penalty for early withdrawal. Additional federal penalties may apply for IRA CD withdrawals below age 59 ½. (Please consult your tax advisor.) APY is accurate as of 3/20/2020.