Certificate of Deposit


Current Rates

Term Interest Rate Annual Percentage Yield
7-month CD* 1.98% 2.00%
9-month CD* 1.83% 1.85%
13-month CD* 1.83% 1.85%
23-month CD* 1.88% 1.90%
35-month CD* 1.93% 1.95%
59-month CD* 1.98% 2.00%
*Annual Percentage Yield (APY) subject to change at any time without notice. A penalty will be imposed for early withdrawal. Additional federal penalties may apply for IRA CD withdrawals below age 59 ½. (Please consult your tax advisor.) There is a seven calendar day grace period at maturity. $2,500 minimum deposit of new funds required to open and earn APY; new funds are funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources. $500,000 maximum deposit. Rates vary based on term.