Certificate of Deposit


Current Rates

Term Interest Rate Annual Percentage Yield
7-month CD* 1.49% Base Rate + Philly Points 1.50% Base APY
13-month CD* 1.54% 1.55%
23-month CD* 1.59% 1.60%
35-month CD* 1.64% 1.65%
59-month CD* 1.69% 1.70%
*The Firstrust 7-Month CD will earn the initial Annual Percentage Yield (APY) from the date the 7-Month CD is funded through the date of the next regular season game played during the 2019/2020 season. The APY for the Firstrust 7-Month CD will increase in basis points by the number of points Philadelphia scores in the first game played after the 7-Month CD is opened. The increase, if any, will be effective on the first Firstrust Bank business day following that game and the new APY will be effective until the first maturity date. The 7-Month CD can only receive a one-time basis point increase; the 7-Month CD does not accumulate basis points for any other 2019/2020 season games. A new 7-Month CD must be opened prior to each game at the initial yield to earn basis points for that game. For example, if you open a 7-Month CD and Philadelphia scores 35 points in their next game after you fund the 7-Month CD, your APY is 1.50% plus .35% for a total of 1.85%. May not be combined with any other offer. See your 7-Month CD Addendum for complete details. 

1Initial APY on the 7-Month CD is subject to availability and the offer may change or be withdrawn at any time and without notice at the bank’s discretion. Minimum deposit to open the account and obtain the APY is $2,500. $2,500 minimum deposit of new funds required. New funds are funds not currently on deposit at Firstrust Bank or invested through Firstrust Financial Resources. The maximum opening deposit for this 7-Month CD is $500,000. All other terms and conditions of the 7-Month CD, including compounding of interest, are the same as Firstrust Bank’s CDs as defined in the current Truth in Savings Disclosure. The APY may change after the account is opened. Eligible for Regular CDs and Traditional, Roth and SEP IRAs. There is a penalty for early withdrawal. Additional federal penalties may apply for IRA CD withdrawals below age 59 ½. (Please consult your tax advisor.) APY is accurate as of 11/06/2019.