Long Term Investments earn you more cash.
Long-Term CDs & IRAs are fixed-rate certificates with a term of 12 months or more with:
- Interest compounded daily
- Automatic renewal with grace period
- Free access to account information through online and telephone banking
- Early withdrawal penalties
*Annual Percentage Yield (APY) subject to change at any time without notice. Please call 800-220-BANK to determine if any of these rates have changed. Rates vary based on term. A penalty will be imposed for early withdrawal. Additional federal penalties may apply to IRA withdrawals below age 59 ½. There is a seven calendar day grace period at maturity.
**13-month CDs, 23-month CDs, 35-month CDs and 59-month CDs require a $2,500 minimum deposit of new funds; new funds are not funds currently on deposit at Firstrust Bank or through First Financial Resources: $500,000 maximum deposit.