GROW YOUR BUSINESS

Small Business Administration (SBA) Loans & Financing

Benefit from easier qualification, better and longer terms and lower down payments on fixed assets than most standard loans.

Loan Amount
Up to $5 million
Financing Terms
Flexible to meet your business needs

Get Started

Qualifications

You own and operate a for‑profit business
Your business is legally organized as a sole proprietorship, corporation, partnership or LLC
Minimum 2 years in business under existing ownership

SBA 7A Business Loans

These loans enable you to acquire a business or equipment, refinance debt, obtain inventory and working capital as well as start or acquire a franchise business.

Loan Amount
Up to $5 Million

Business Acquisition
Up to 90% LTV financing

Equipment Acquisition
Up to 100% LTV financing

SBA 7A Real Estate Loans

These loans enable you to purchase, refinance, construct or renovate owner-user commercial real estate.

Loan Amount
Up to $5 Million

Real Estate Acquisition
Up to 90% LTV financing

Getting Started is Easy

Speak with Banker
Discuss your lending needs & financing options
Get Credit Decision
Fast, local decision-making
Access Funds
Upon approval, we’ll work with you to quickly access financing

Navigate Our Business & Commercial Loans

We have the financial products you need to start or grow your business.

 

About qualifying for an SBA loan

Firstrust Bank is a SBA Preferred Lender Program (PLP) participant, with all the experience and credentials to guide you from assessing eligibility, to application and closing.

Talk to one of our small business specialists by phone or in person to get a recommendation and start your application.

What is a Small Business Administration (SBA) loan?

The SBA is a federal agency that helps established businesses grow. As a borrower, you’re not borrowing from the SBA, you’re borrowing from a financial institution like Firstrust Bank that works with the SBA to provide loans to small business customers.

Understanding SBA Loans: What to know before applying.

The SBA (Small Business Administration) backs loans, they don’t lend money. This means the SBA doesn’t make direct loans to business owners to start or grow a business. Instead, it provides a guarantee to banks and lenders for the money they lend to small businesses owners.

The SBA backed loans have strict eligibility requirements. Here are four to consider: the business must be registered as a business, it must be physically located and operate in the U.S. or its territories, the business owner must have invested their own time or money into the business and the business cannot get funds from any other financial lender.

Recent Firstrust Bank SBA Loans

$5 million Commercial Real Estate Term LoanDay Care Center Philadelphia County
$1 million Business Acquisition Franchise Lancaster, PA
$650,000 Veterinary Practice Real Estate Loan Veterinary Practice Lehigh County

Firstrust Bank. Business Edge.

Get fast, local decision-making from the Philadelphia region’s largest family-owned bank



Work with an experienced relationship manager that will be assigned directly to you



Access our full service loan, deposit, cash management and online banking products and services

We’re Here to Help.

Complete the form below and one of our local team members will give you a call.

By clicking ‘Submit’ you understand that this is not an application for credit. It is an inquiry for Firstrust products and services.

Here's What Our Business Customers Say About Us

"I have banked with Firstrust for the past 5 years. Their insight and foresight allows me to make the best business decisions for my company. I recommend Firstrust to all of my business affiliates." — Ellen B., CUSTOMER, 3 YEARS
"I reached out to Firstrust with the goal of acquiring a Business Line of Credit, and of course at a great rate. I was able to do just that with the assistance of the friendly and knowledgeable employees of the bank. I let the employee know what I needed to accomplish my stated goal and within a week or two it was accomplished. I'm truly grateful for the help of people at Firstrust Bank" — James T., CUSTOMER, 3 YEARS
"Firstrust is always the first that I go to for commercial mortgages. Their lender is experienced, knowledgeable, and ... she understands my needs, answers my questions, even when they are unrelated to our loans, and helps me grow my real estate investment portfolio. I recommend her to all of my friends in the real estate investor chat group." — Nancy W., CUSTOMER, 3 YEARS

We’re Here to Help.

Complete the form below and one of our local team members will give you a call.

By clicking ‘Submit’ you understand that this is not an application for credit. It is an inquiry for Firstrust products and services.