Savings

Save. Make Money.
Enjoy More Cash.

Firstrust Savings & CDs allow you to reach your short and long term savings goals. From simple investment products to wealth management, we can help you choose the products that fit your lifestyle.

Because it's your dream, everything is personal.

Our Market Rate Savings account is a great, safe way to earn interest on your savings without the burden of maintaining large balances.

Short Term Investments Earn You Cash

Short-Term CDs & IRAs are fixed-rate certificates with a term less than 12 months with:

  • Interest compounded daily
  • Automatic renewal with grace period
  • Free access to account information through Internet and telephone banking
  • Early withdrawal penalties

Long Term Investments earn you more cash.

Long-Term CDs & IRAs are fixed-rate certificates with a term of 12 months or more with:

  • Interest compounded daily
  • Automatic renewal with grace period
  • Free access to account information through Internet and telephone banking
  • Early withdrawal penalties

Big Money.
Earns you big bucks.

  • Simple interest credited at maturity. No interest will be paid after maturity if not renewed by customer
  • You choose number of days until maturity (excluding weekends and bank holidays)
  • Notification sent at maturity; not automatically renewable
  • Rate is fixed at time of purchase for term you select
  • Free access to account information with Internet banking and telephone banking
  • Early withdrawal penalties apply
  • Balance can offset FirstPaysm Premier checking balance requirement

Market Rate
Savings

  • Grow your money without the burden of maintaining large balances
  • Earn interest on your savings
  • Transfer funds automatically
Learn More

Short Term
CD / IRA

  • Earn higher interest on your money
  • Purchase less than 12 month terms
  • The rate is guaranteed for the term selected
Learn More

Long Term
CD / IRA

  • Earn higher interest on your money
  • Purchase 12 months or longer terms
  • The rate is guaranteed for the term selected
Learn More

Jumbo
CD

  • Invest a large sum of cash quickly and make interest on it
  • Fixed-rate investment
  • Flexible terms from 7 days to 1 year
Learn More

Market Rate Savings

Low minimum to open

No minimum balance under 18 years old

Overdraft Protection to protect any shortfall in your checking
Learn more about our Overdraft Practices

Automatic Transfer to help you reach your goals

Avoid a monthly $5.00 service charge with a $250 minimum daily ledger balance

Open Account

Short Term
CD*

Fixed

0.25% Interest Rate

0.25% APY

Minimum Deposit
$1,000.00

Maximum Deposit
$500,000.00

Term 9 Months

7 Day Grace Period

Call 800-220-BANK

Short Term
IRA*

Fixed

0.25% Interest Rate

0.25% APY

Minimum Deposit
$500.00

Maximum Deposit
$500,000.00

Term 9 Months

7 Day Grace Period

Call 800-220-BANK

Long Term
CD*

Fixed

Minimum Deposit**
$1,000.00

Maximum Deposit
$500,000.00

Minimum Term
12 Months

Maximum Term
7 Years

7 Day Grace Period

Call 800-220-BANK

Long Term
IRA*

Fixed

Minimum Deposit**
$500.00

Maximum Deposit
$500,000.00

Minimum Term
12 Months

Maximum Term
5 Years

7 Day Grace Period

Call 800-220-BANK

Jumbo CD*

Fixed

Call for Rates

Minimum Deposit $100,000.00

Maximum Deposit $500,000.00

Minimum Term 7 Days

Maximum Term 1 Year

No Grace Period

Call 800-220-BANK

Disclosures

*Annual Percentage Yield (APY) subject to change at any time without notice. Please call 800-220-BANK to determine if any of these rates have changed. Rates vary based on term. A penalty will be imposed for early withdrawal. There is a seven calendar day grace period at maturity.

**14-month CDs, 60-month CDs and 84-month CDs (non IRA) require a $2,500 minimum deposit of new funds; new funds are not funds currently on deposit at Firstrust Bank or through Firstrust Financial Resources.

*Jumbo CDs available from 7-365 days. Call for daily rates. A penalty will be imposed for early withdrawal.

We're here to help!

More Questions?
Contact the Customer Care Center

Call 800-220-BANK
Mon-Fri: 8am-6pm - Sat: 9am-1pm

Checking.
For all balances.

Open a Firstrust Checking account to take advantage of mobile banking.

Learn More

Member FDIC

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