A MESSAGE FROM Richard J. Green,
Executive Chairman and Owner

Dear Firstrust Customers,

“If the only prayer you said in your whole life was ‘thank you,’ that would suffice,” said a philosopher named Meister Eckhart.

During the holiday season, those words take on even greater meaning.

This time of year encourages us to pause, reflect, and appreciate the people and opportunities that enrich our lives. It’s a moment to acknowledge what truly matters—community, connection, and the spirit of working toward something greater together.

As we near the end of the year, at Firstrust this season also offers a chance to reflect on the progress we’ve made. Over the past year, as every year, we continue to strengthen and modernize our capabilities, serving you with the dedication and dependability you expect. We are having another great year at Firstrust as we harness our quest for excellence in service in order to cultivate prosperity for you and your business.

Our own continued strength and stability are reflected in our elite ratings from independent agencies like Bauer and IDC, as we remain the largest and strongest family-owned bank in the region.

As the Official Bank of the Philadelphia Eagles, we were thrilled to celebrate with the entire region in a great Super Bowl victory this year.

We appreciate your business and loyalty. We know that we are only truly successful if we contribute to the success of our clients.

Giving back to the communities we serve is also at the heart of who we are at Firstrust. Through partnerships with organizations such as Variety Club, City Year, Habitat for Humanity, The Eagles Autism Challenge, and Federation Housing, we work to uplift those who need it most. The recent opening of the Daniel B. Green House, named in honor of my father— providing secure and dignified housing for low-income seniors—reflects how Firstrust strives to make a lasting difference.

This commitment also guided an important moment a month ago. When the government shutdown temporarily disrupted access to essential benefits for local families, the Green Family Foundation provided significant dollars in emergency support to help bridge the gap. Serving our community in times of need is a responsibility we embrace.

During this holiday season, we hope you find time to reconnect with loved ones, celebrate your accomplishments, and look ahead with optimism. Thank you for trusting Firstrust to be part of your financial journey.

On behalf of our Board of Directors, CEO and President Timothy J. Abell, our Firstrust Employees, and myself, we wish you a season filled with peace, joy, and meaningful moments.

Warmest wishes this holiday season—and thank you.

‍Richard J. Green
‍Executive Chairman and Owner, Firstrust Bank

On October 24, 2025, Firstrust Bank Executive Chairman and Owner Richard Green cut the ribbon on the Daniel B. Green House, a new affordable senior living community in Trevose. Named in honor of his father, the late Daniel B. Green—former Chairman of Firstrust Bank and a passionate advocate for community service—the new residence embodies Firstrust’s longstanding commitment to helping local neighborhoods thrive.

The 60-unit community, developed by Federation Housing, addresses a growing need for affordable housing options for older adults across the Philadelphia region. Rising home prices in Bucks County have made it increasingly difficult for seniors to remain close to family, friends, and the communities they’ve helped shape. The Daniel B. Green House provides a dignified and affordable solution, allowing residents to age in place with comfort and stability.

Firstrust Bank played a central role in bringing this vision to life by providing financing for the project. The development was also supported by the Green Family Foundation, The Harry and Jeanette Weinberg Foundation, the Jewish Federation of Greater Philadelphia, Bucks County, and the Pennsylvania Housing Finance Agency to name a few.

“My father’s lifelong commitment to helping others continues to inspire our family and the organizations he served,” said Richard Green, Executive Chairman and Owner of Firstrust Bank, trustee of the Green Family Foundation, and board member of Federation Housing. “The Daniel B. Green House stands as both a tribute to his compassion and a tangible solution for seniors who deserve the dignity of a safe and affordable home. Seeing my parents’ legacies honored side by side — through the Florence E. Green House and the Daniel B. Green House — is deeply meaningful for our family and reflects Federation Housing’s enduring mission to serve the community.”

Tim Abell, CEO and President of Firstrust Bank, added, “Access to affordable housing is essential to healthy, vibrant communities. We are proud to support the Daniel B. Green House and to continue investing in projects that make a lasting difference for our neighbors.”

The Daniel B. Green House joins two other Federation Housing communities named for the Green family—the Samuel A. Green House and the Florence E. Green House—reinforcing a multigenerational legacy of service and community investment.

At Firstrust, we are committed to supporting efforts that uplift and empower the people and neighborhoods we serve. The opening of the Daniel B. Green House is a meaningful milestone in that mission, and we look forward to continuing to invest in the well-being of our region.

Havertown Carpet Co. has been named the winner of the Brotherly Shove Business Spotlight, a program from Firstrust Bank and the Philadelphia Eagles that highlights thriving local businesses. The company will receive up to $25,000 in promotional support to boost its brand across the region.

Founded in 2015, Havertown Carpet Co. provides residential and commercial carpet and flooring across multiple Pennsylvania counties. From a mobile shop-at-home to two showrooms—and with plans for a third—the family-owned business has grown steadily while acquiring three local flooring companies.

Owner Shane Barry shared, “We’re grateful for this ‘Brotherly Shove’…this support will help us show that we serve communities far beyond Havertown—and offer more than just carpets.”

Havertown Carpet Co. also gives back to the community, hosting an annual Teacher Appreciation Event. Since 2021, the company has donated over 2,000 rugs to local classrooms, with 551 donated this year. The Eagles will contribute an additional $5,000 to support more giveaways.

Firstrust Bank, the Official Bank of the Eagles, continues to support entrepreneurship and local initiatives.

In business, strong relationships can make all the difference. MFR Consultants built more than just a banking relationship with Firstrust—together we've built a true partnership rooted in trust, understanding, and a shared commitment to driving growth.

“When I first partnered with Firstrust, I didn’t have a lot of money. But they treated me like I was one of their biggest customers, and that’s never changed in over 25 years. There are three things small businesses need to survive: financial guidance, financial literacy, and financial support. Firstrust gave me all three. I didn’t just gain a banker—I gained a partner who believed in me. Someone who picked up the phone, stopped by in person, and said, ‘How can we help you grow?'" - Maria Frizelle Roberts, President & CEO, MFR Consultants.

For 25+ years, Maria Frizelle Roberts has partnered with Firstrust to navigate growth, seize opportunities, and drive her company forward. From lines of credit and payroll support to guidance during economic uncertainty, Firstrust has been by MFR’s side every step of the way.

Relationships matter - whether you're a startup, a growing small business, or an established enterprise, a banking partner that takes the time to know your business, support your goals, and offer solutions tailored to your needs, enables you to grow the business with confidence.

KG LILLY

The first week of November marked National Veterans Small Business Week, and former Army Ranger Jake Weston provides a compelling example of how veteran grit becomes entrepreneurial success. After facing an isolating and under-resourced transition from military to civilian life, Weston channeled those challenges into a mission: helping veterans unlock their potential in business. His journey—from bartending and studying full-time to acquiring Delaware-based K.G. Lilly Fasteners and later GTS Technical Sales—shows how education, determination, and the right support can fuel remarkable growth. With strategic backing from The Symmetrical Group and a responsive, creative banking partnership with Firstrust, Weston has modernized legacy industrial businesses and created pathways for fellow veterans to lead and thrive.

Greencastle Consulting

In the crowded Delaware Valley consulting landscape, Greencastle Consulting stands out as the nation’s largest all-veteran firm — a team led by former Navy SEAL Joe Crandall and known for delivering military-grade precision in strategy execution. But Greencastle’s growth is also a powerful example of what the right partnership can unlock.

Since shifting its banking relationship to Firstrust in 2021, Crandall says Greencastle gained more than financial services — it gained a trusted advisor. With Executive Vice President Matt Hein taking a hands-on, relationship-first approach, Firstrust has helped the company scale with clarity and confidence.

As we recognize National Veterans Small Business Week, Greencastle shows how veteran-led excellence, paired with a bank that genuinely invests in its clients, showcases the true Power in Partnership.

We’re excited to share our three newest billboards featuring Philadelphia Eagles legend Brandon Graham are now live across the region as part of our updated Edge Campaign.

Brandon’s grit, leadership, and commitment to Philadelphia reflects the same values that drive Firstrust—helping our customers find their edge with trusted guidance and smart financial solutions.

Keep an eye out for the billboards in key high-visibility locations throughout Greater Philadelphia.

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