Philadelphia Row Homes
Discover the benefits of an

Real Estate
Line of Credit

• Leverage equity in existing properties to grow portfolio

• Fast access to cash to seize opportunities

• Save time and money

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Cash on Demand

Access funds when you want to take advantage of investment opportunities


Investment Strategy in One Place

Have fast access to cash without withdrawing money from other accounts

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Multiple Uses

An IRE Line is a revolving line of credit and borrowing against the line can be done multiple times. 

*If approved, Firstrust will require a first lien position.

Credit Structure*

✓ Up to 65% Loan-to-Value

✓ Debt-Service-Coverage-Ratio 1.25x

✓ Minimum loan amount $100,000

✓ Rates are prime-based

✓ Minimum credit score 650

✓ Closing costs and fees vary

✓ Yearly review


How to use a IRE LOC

✓ New investment property

✓ Purchase building for growth

✓ Rehab to buy

✓ Finance construction projects

✓ Fix and Flip

✓ Purchase multifamily units


Get Started

*All credit is subject to approval. Rates are dependent upon credit history. Fees and closing costs vary based on project.

What Our Customers Say

Focusing on our customer's needs is not part of what we do-it is what we do. Over the years, we have been privileged to be able to help thousands of businesses write their own success stories.


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