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Home Loan Mortgages

GET $500 OFF CLOSING COSTS

For a limited time, we're offering $500 off your closing costs on your new mortgage. We offer a variety of mortgage options, whether you are purchasing your first home or forever home we can help you. 

Apply online and enter promo code FT500 on your application.*
TODAY'S MORTGAGE RATES

Current Interest Rates for Popular Loans

 
ACHIEVE HOMEOWNERSHIP WITH FIRSTRUST Bank

Why Choose Us as Your Mortgage Lender

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Philadelphia's
Hometown BankĀ®

Founded here, and family-owned, we know this region best and are committed to meeting the needs of our customers for generations to come.

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Personalized
Service

Your local mortgage officer will help you choose the right mortgage for you, and guide you through the application and closing process. 

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Easy & Smooth
Closing

Our mortgage team will ensure your closing process is smooth and efficient.

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Location pin on map with Firstrust logo

Philadelphia's
Hometown BankĀ®

Founded here, and family-owned, we know this region best and are committed to meeting the needs of our customers for generations to come.

Customer Service Representatives with checkmark

Personalized
Service

Your local mortgage officer will help you choose the right mortgage for you, and guide you through the application and closing process. 

New Home Icon

Easy & Smooth
Closing

Our mortgage team will ensure your closing process is smooth and efficient.

1/3

HELPFUL ARTICLES, CALCULATORS & MORE

Resources to Help with Buying a Home

What is a home loan mortgage?

Most buyers afford their home with the help of a mortgage, which is a home loan that you pay back over a number of years. Your mortgage payment typically includes principal, interest, taxes, and insurance.
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How do interest rates impact my mortgage?

Even a small difference in the interest rate could mean you pay thousands (even tens of thousands!) more or less in interest over the life of the loan. Use our calculator to see how half a percent could affect what you owe on a 30-year, fixed-rate mortgage.
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What is debt-to-income ratio?

Your debt-to-income ratio, or DTI, equals your monthly debt payments divided by your gross income (pre-tax monthly income), and is expressed as a percentage. Lenders use this number to determine your ability to afford your debt payments.
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Calculator.png

Mortgage Calculators

Monthly Payment

Figure out your monthly payment, including
principal, interest, insurance and taxes

View Calculator

Rent vs Buy

Compare the cost of buying and renting
over the coming years

View Calculator

Home Refinance

Figure out how much you can reduce
payments if you refinance your mortgage

View Calculator

Home Affordability

Determine the home price and monthly housing cost you can afford

View Calculator

Loan Comparison

Compare remaining balance over time between loan options

View Calculator

Income Required

Determine the annual income required to qualify for the mortgage you want

View Calculator

WE ARE HERE TO HELP

Contact a Mortgage Specialist

 
Please do not share personal or confidential information over email.
Customized For You

Loans for Each Stage of Life

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Fixed-rate Mortgage

Fixed-rate mortgages allow buyers to lock in a set interest rate for the entire loan.

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Adjustable-rate Mortgage

Buyers sometimes choose ARMs if they plan to sell the house or refinance their mortgage before the rate changes.

Government Loans

Government Loans

As a first-time homebuyer or veteran, you might be eligible for an FHA or VA mortgage.

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First-Time Homebuyer

At Firstrust, we understand the anxiety as well as the excitement that comes with buying your first home.

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Refinancing a Home

Take advantage of low mortgage rates to shorten your term or lower your monthly payment.

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Jumbo Loans

Larger purchases require a loan beyond conventional loans. We are here to help you secure the cash.

Recommended for You

Have You Considered

 
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Need Help? Visit our Help Center for answers to common questions & more!

Visit Help Center

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Online Banking

Managing accounts is easy with simplified layouts and intuitive navigation.

Mobile App

Mobile App

Our mobile app for iPhone and Android devices makes banking a snap. Anytime, anywhere. 

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Contact Customer Care

Our team is available to assist you with accounts, transfers, debit cards, online banking, and more.

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