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Dentist
Healthcare Solutions

Dental Practice

Firstrust is here to help you take your dental practice to the next level. You’ll work closely with a dedicated Relationship Manager who understands the dental industry and will work with you to devise a financial strategy designed to help you achieve your goals.

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Practice Acquisition

If you are seeking capital to acquire another practice, Firstrust can help you with the financing to reach your goals.

Partner Buyout

Partner Buyout

Partner buyouts are usually complex. Firstrust specializes in this type of transaction and will work with you ensure a smooth transition for all parties involved.

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Practice Expansion

From working capital to ground-up construction, we provide the capital needed to help you grow.

Dental Practice
Acquisition Loans

Acquiring another dental practice can be a smart growth strategy. It’s critical to work with a lender that understands how dental practice financing works. Firstrust Relationship Managers are experienced in practice acquisition financing and will help you navigate the process.

Dental Practice
Partner Buyout Loans

Sometimes dental partners want to buy one another out, such as when one partner wants to relocate or retire. Firstrust will work with you and the partner(s) involved to structure a financing solution benefits everyone involved.

Financing For Healthcare Businesses and Sponsors

We have an experienced team of Healthcare Relationship Managers who help middle market healthcare facilities, providers, servicing companies and private equity sponsors grow their healthcare portfolio.

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Payment Processing Solutions

As a business owner, one of the most important business decisions you make is how you accept and process payments. With Payment Navigator®Medical Office, you can conveniently manage payments in a secure, single system, while extending more payment options to patients.

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Healthcare Practices

Top Frequently Asked Questions

The Healthcare industry can be complex and unique, that’s why we offer business loans and lines of credit that come in all sorts of shapes and sizes. There is no one-size fits all approach at Firstrust Bank. We can customize your interest rates, fees, payment terms, and credit limits to your needs. We can even offer flexible plans that allow the terms of your loans to change as your business grows.
We are happy to compare our programs to any of our competitors as not every financial institution matches the needs of every borrower. You should work with a bank that understands the healthcare industry and will offer you flexible financing terms as you grow your practice and move through different business life cycles.
Trick question! Both historical performance and projections are important, but they are only part of the story. We also want to get to know you and understand what makes your business tick.
You will work one-on-one with your own Relationship Manager. And, depending on your need, they may need to bring in an expert from another department, but your Relationship Manager will be your quarterback and designated point person.
Having the right tools to run your day-to-day practice is critical to your success. These tools help your cash flow remain strong, provide a better patient experience and could add to your bottom-line. There are a variety of factors that go into knowing which products and services are the right fit for your practice. Your Relationship Manager will look at your business practices and recommend the right solutions.
Relationship Managers are experts on analyzing the cash flow of a practice. They will be happy to walk you through the process.
Yes, we have decades of experience working with clients in the healthcare industry. We know that each practice has unique needs and we can customize products and solutions to help you achieve your goals. 
Many successful healthcare practices find themselves in growth mode. Whether it's upgrading a facility, adding staff, buying a building or acquiring another practice, most practice owners find themselves turning to a bank to help them obtain financing to invest in their expansion efforts.

We make building a great practice, simple.

We are a full-service commercial bank with an experienced team dedicated to serving the healthcare practice industry.

Our Relationship Managers have all the tools, and technology needed to help your growing practices succeed. And offer the highest-rated customer service in our region with each deal reviewed individually through the underwriting process.

 

• Working capital loans and lines

• Practice acquisition

• Equipment financing

• Treasury Management

• Corporate Card

• Construction financing

• Partnership buyout

• Merchant services

• Selling your practice

Banking Solutions for the

Dental Professionals

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Business Checking and Savings

Variety of business accounts to meet your needs that include debit cards and overdraft protection.

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Manage Short-term Cash Flow

Have capital available to cover unexpected expenses during slow billing cycles.

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Treasury Management

Improve your cash flow, maximize investments, lower costs and simplify your accounting.

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Finance New Equipment

Purchase or lease equipment to stay ahead of the competition.

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Ease of Banking

Online Banking and Mobile Banking allow you to access your account 24/7.

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Commercial Mortgages

Grow assets and have control of your property by purchasing your own commercial real estate.

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5 tips for running a financially healthy dental practice

1. Identify and track the most important Key Performance Indicators (KPIs) for your practice.

2. Use the right accounting software. Even if you work with an accountant or CPA, you still need to use a dental accounting software program to generate the data your accounting professional will need.

3. Be strategic when setting fees and salary levels. Fees represent the bulk of your practice revenue while salaries and wages represent a big chunk of your expenses.

4. Keep your overhead down. Every dollar you can save in overhead drops straight to your bottom line, boosting your profitability.

5. Invest in revenue-enhancing activities. There’s an old saying that you have to spend money to make money and this holds true when it comes to dental practice financial management.

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DISCLOSURES:

 

All credit, terms and conditions are based upon individual review and approval.

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