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Ready to Grow Your Business

SBA Loans

We know the ins and outs of SBA lending. Whether you are looking to expand your business, purchase commerical real estate, large equipment or a partner buy-out, an SBA loan can help you achieve your goals.

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low down payments
Low Down Payments

As Low as
10% Down

long repayment terms
Long Repayment Terms

Up to 25 years
for Commercial
Real Estate

no prepayment penalty
No Prepayment Penalty

No prepayment
penalties on terms
less than 15 years

Talk to an Officer
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Why consider SBA Financing?

Whether you want to expand or acquire another business, purchase or renovate real estate, buy equipment or need money for a business transition, a Small Business Administration (SBA) loan from Firstrust can be your financing solution to help your business grow.

We will sit down and talk to you to help put together the right loan structure that makes sense for your business needs.

The SBA granted Firstrust as Preferred Lender Status (PLP Lender) because of our knowledge and expertise in SBA lending. This status, along with having all loan decisions made made locally, means you can expect fast credit decisions and an overall hometown advantage.
Testimonials

What Our Customers Say

Focusing on our customer's needs is not part of what we do-it is what we do. Over the years, we have been privileged to be able to help thousands of businesses write their own success stories.

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Ellen B.

I have banked with Firstrust for the past 5 years. Their insight and foresight allows me to make the best business decisions for my company. I recommend Firstrust to all of my business affiliates."

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James T.

I had a goal of acquiring a Business Line of Credit, and of course at a great rate. I let the employee know what I needed to accomplish my stated goal and within a week or two it was accomplished.

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Nancy W.

Firstrust is always the first that I go to for commercial mortgages. Their lender is experienced, knowledgeable, and she understands my needs, answers my questions, even when they are unrelated to our loans, and helps me grow my real estate investment portfolio.

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SBA Eligibility Guidelines

To be eligible for an SBA a business must meet the following SBA guidelines:
 

  • Operate for profit
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • If purchasing commerical real estate, 51% or more must be owner-occupied

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General Lending Criteria

The following are general lending criteria guidelines for an applicant:
 

  • 2+ years in business
  • Financial strength and credit history
  • Must have industry related management experience
  • Historical profitability and cash flow of the business being acquired (if buying another business/business acquisition)
  • Additional collateral may be required only when available

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Let Us Help

Firstrust Bank.
Business Edge.

Get fast, local decision-making from the Philadelphia region's largest family-owned bank.

Work with an experienced Relationship Manager that will be assigned directly to you.

Access our full service loan, deposit, cash management and online banking products and services.

 

Get Started with a Business Banker

Fill out the form below and a business banker will reach out to you shortly.
Need help? Call 800-220-BANK (2265)
 
Monday–Friday: 9am-5pm or Saturday 9am-1pm
By clicking ‘Submit’ you understand that this is not an application for credit. It is an inquiry for Firstrust products and services.
 
 

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