Coworkers shaking hands couples consulting
Ready to Grow Your Business

SBA Loans

We know the ins and outs of SBA lending. Whether you are looking to expand your business, purchase commerical real estate, large equipment or a partner buy-out, an SBA loan can help you achieve your goals.
low down payments
Low Down Payments

As Low as
10% Down

long repayment terms
Long Repayment Terms

Up to 25 years
for Commercial
Real Estate

no prepayment penalty
No Prepayment Penalty

No prepayment
penalties on terms
less than 15 years

Testimonials

What Our Customers Say

Focusing on our customer's needs is not part of what we do-it is what we do. Over the years, we have been privileged to be able to help thousands of businesses write their own success stories.

1/3

SBA Eligibility Guidelines

To be eligible for an SBA a business must meet the following SBA guidelines:
 

  • Operate for profit
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • If purchasing commerical real estate, 51% or more must be owner-occupied

people reviewing documents

General Lending Criteria

The following are general lending criteria guidelines for an applicant:
 

  • 2+ years in business
  • Financial strength and credit history
  • Must have industry related management experience
  • Historical profitability and cash flow of the business being acquired (if buying another business/business acquisition)
  • Additional collateral may be required only when available

Dentist pointing
Let Us Help

Firstrust Bank.
Business Edge.

Get fast, local decision-making from the Philadelphia region's largest family-owned bank.

Work with an experienced Relationship Manager that will be assigned directly to you.

Access our full service loan, deposit, cash management and online banking products and services.

 

Get Started with a Business Banker

Fill out the form below and a business banker will reach out to you shortly.
Need help? Call 800-220-BANK (2265)
 
Monday–Friday: 9am-5pm or Saturday 9am-1pm
By clicking ‘Submit’ you understand that this is not an application for credit. It is an inquiry for Firstrust products and services.
 
 

 

Recommended for You

Featured Business Solutions

Questions and answers on computer

Need Help? Visit our Help Center for answers to common questions & more!

Visit Help Center

Online Banking Icon

Online Banking

Managing accounts is easy with simplified layouts and intuitive navigation.

Contact Custome

Contact Customer Care

Our team is available to assist you with accounts, transfers, debit cards, online banking, and more.

Mobile App

Mobile App

Our mobile app for iPhone and Android devices makes banking a snap. Anytime, anywhere.