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Ready to Grow Your Business

SBA Loans

We know the ins and outs of SBA lending. Whether you are looking to expand your business, purchase commerical real estate, large equipment or a partner buy-out, an SBA loan can help you achieve your goals.
low down payments
Low Down Payments

As Low as
10% Down

long repayment terms
Long Repayment Terms

Up to 25 years
for Commercial
Real Estate

no prepayment penalty
No Prepayment Penalty

No prepayment
penalties on terms
less than 15 years


What Our Customers Say

Focusing on our customer's needs is not part of what we do-it is what we do. Over the years, we have been privileged to be able to help thousands of businesses write their own success stories.


SBA Eligibility Guidelines

To be eligible for an SBA loan, a business must meet the following SBA guidelines:
  • Operate for profit
  • Be engaged in, or propose to do business in, the U.S. or its territories
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • If purchasing commerical real estate, 51% or more must be owner-occupied
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General Lending Criteria

The following are general lending criteria guidelines for an applicant:
  • 2+ years in business
  • Financial strength and credit history
  • Must have industry related management experience
  • Historical profitability and cash flow of the business being acquired (if buying another business/business acquisition)
  • Additional collateral may be required only when available
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Let Us Help

Firstrust Bank.
Business Edge.

Get fast, local decision-making from the Philadelphia region's largest family-owned bank.

Work with an experienced Business Development Officer that will be assigned directly to you.

Access our full service loan, deposit, cash management and online banking products and services.

Get Started with a Business Development Officer

Fill out the form below and a Business Development Officer will reach out to you shortly.

By clicking ‘Submit’ you understand that this is not an application for credit. It is an inquiry for Firstrust products and services.
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