Smiling child putting a coin into a pink piggy bank on a table with scattered coins and dollar bills.

PERSONAL BANKING

Savings Accounts

Whether you’re saving for that first house, college or retirement, want your money to work for you, or are trying to teach your child money management – we have a savings account for you.

SAVINGS ACCOUNTS

Interest Rates

Account
Basic Savings
Interest Rate

0.05% APY

Amount

Up to $99,999.99

Account
Basic Savings
Interest Rate

0.10% APY

Amount

$100,000 - $249,999.99

Account
Basic Savings
Interest Rate

0.15% APY

Amount

Over $250,000

Account
Money Market
Interest Rate

1.00% APY

Amount

All Balances

Account
Young Savers
Interest Rate

0.05% APY

Amount

Up to $99,999.99

Annual Percentage Yield (APY) is subject to change at any time without notice at the bank’s discretion.

Rates are current as of June 7th, 2023.

SAVINGS ACCOUNTS

COMPARE ACCOUNTS

Saving solutions built for your needs - choose the account that's right for you

Firstrust Bank digital banking platform version 1

Digital Tools Keep You Connected 24/7

We’ve made it easier than ever to pay your bills, check your accounts, move your money and contact Customer Care. All the features you need from the comfort of your favorite device.

Keep your cashflow crystal clear with Firstrust budgeting tools

Track Your Savings Goals

Stay on top of your finances with in-depth visualizations and charts of spending, assets, and debts.

Budget and savings tools in Firstrust digital banking

Manage Your Budget with Transaction Categories

Sort your transactions by category (like dining out, gas, groceries and more) and create custom subcategories to keep things organized in a way that works for you and your budget.

Need help?

Search for answers to common questions & more!

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Open an account

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Online banking

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DISCLOSURES:

Annual Percentage Yield (APY) is subject to change at any time without notice at the bank’s discretion. Fees may reduce earnings.

Set up overdraft protection transfers to move funds to your checking account when needed to stop overdrafts (see the Retail Banking Fee Schedule).

Basic Savings Account: Minimum to open a Basic Savings account is $25. To avoid monthly service fee of $5, a $250 minimum daily balance is required.

Money Market Account: Minimum to open Money Market account is $25. To avoid monthly service charge and to earn interest a $1,000 minimum daily balance is required.

Young Savers Account: No minimum to open a Young Savers account. No monthly service charge.

Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure

Retail Banking Fee Schedule

Truth in Savings Disclosure