Young child placing coins into a piggy bank

PERSONAL BANKING

Savings Accounts

Whether you’re saving for that first house, college or retirement, want your money to work for you, or are trying to teach your child money management – we have a savings account for you.

SAVINGS ACCOUNTS

Interest Rates

Type
Type
CD term
Account
Basic Savings
Rate
Rate
Interest Rate
APY

0.05% APY

(zero points)
Amount
Amount
Minimum to open
APR

Up to $99,999.99

Type
Type
CD term
Account
Basic Savings
Rate
Rate
Interest Rate
APY

0.10% APY

(zero points)
Amount
Amount
Minimum to open
APR

$100,000 - $249,999.99

Type
Type
CD term
Account
Basic Savings
Rate
Rate
Interest Rate
APY

0.15% APY

(zero points)
Amount
Amount
Minimum to open
APR

Over $250,000

Type
Type
CD term
Account
Money Market
Rate
Rate
Interest Rate
APY

1.25% APY

(zero points)
Amount
Amount
Minimum to open
APR

All Balances

Type
Type
CD term
Account
Young Savers
Rate
Rate
Interest Rate
APY

0.05% APY

(zero points)
Amount
Amount
Minimum to open
APR

Up to $99,999.99

Annual Percentage Yield (APY) is subject to change at any time without notice at the bank’s discretion.
Rates are current as of June 7th, 2023.

SAVINGS ACCOUNTS

COMPARE ACCOUNTS

Saving solutions built for your needs - choose the account that's right for you

Digital Tools Keep You Connected 24/7

We’ve made it easier than ever to pay your bills, check your accounts, move your money and contact Customer Care. All the features you need from the comfort of your favorite device.

Track Your Savings Goals

Stay on top of your finances with in-depth visualizations and charts of spending, assets, and debts.

Manage Your Budget with Transaction Categories

Sort your transactions by category (like dining out, gas, groceries and more) and create custom subcategories to keep things organized in a way that works for you and your budget.

Bubble chart of budget categories

EXPLORE TOPICS TO HELP YOU GET FINANCIALLY FIT

Financial Wellness Courses

Financial Foundations Course Icon

Financial Foundations

Understand the basics of key financial concepts to enhance your financial education and make more informed decisions.

Take Course
Building with money symbol

Building Financial Capability

Understand how to better manage your money and avoid some common financial dangers.

Take Course
Investing in Your Future Icon

Investing in Your Future

From paying for college to developing saving strategies, learn how to be more financially prepared in the years ahead.

Take Course
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DISCLOSURES:

Annual Percentage Yield (APY) is subject to change at any time without notice at the bank’s discretion. Fees may reduce earnings.

Set up overdraft protection transfers to move funds to your checking account when needed to stop overdrafts (see the Retail Banking Fee Schedule).

Basic Savings Account: Minimum to open a Basic Savings account is $25. To avoid monthly service fee of $5, a $250 minimum daily balance is required.

Money Market Account: Minimum to open Money Market account is $25. To avoid monthly service charge and to earn interest a $1,000 minimum daily balance is required.

Young Savers Account: No minimum to open a Young Savers account. No monthly service charge.

Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure

Retail Banking Fee Schedule

Truth in Savings Disclosure