† DISCLOSURES:
New account bonus points will be paid to all eligible new Eagles FirstPaySM and Eagles FirstPaySM Premier checking accounts opened until 01/31/2027.
New Eagles FirstPaySM checking customers can earn 10,000 bonus points. Eagles FirstPaySM customers will become eligible for the bonus points by making debit card purchases totaling $500 or more within 60 days of new account opening. Official Bonus Point Program Rules - FirstPaySM Debit Card
New Eagles FirstPaySM Premier checking customers can earn 15,000 bonus points. Eagles FirstPaySM Premier customers will become eligible for the bonus points by making debit card purchases totaling $1,000 or more within 60 days of new account opening. Official Bonus Point Program Rules - FirstPaySM Premier Debit Card
Limit 1 bonus reward points offer per household. Bonus points may be redeemed for gift cards, merchandise, or travel. Bonus will be provided 60 days after completion of the spend requirement. Points will not be earned and the bonus reward point spend requirement will not be satisfied by using your debit card for ATM or other cash withdrawals, for transferring funds, for Bill Pay transactions (such as payment of utility bills, insurance premiums, or other recurring/periodic bills etc.), or for transactions using third-party money transmission service providers (for example, PayPal, Venmo, Money Gram, etc.). Points earned can be redeemed through scorecardrewards.com. Reward points have no cash value. Other terms and conditions apply, see Program Rules for complete details. Offer can be withdrawn at any time without notice.
To qualify for a FirstPaySM checking account, new account must be opened with a minimum $25. The monthly maintenance fee is $10. To avoid the monthly maintenance fee, account is required to have one of the following each month: $500 minimum daily balance, monthly direct deposit, 10 debit card purchases or 5 online bill payments.
To qualify for a FirstPaySM Premier checking account new account must be opened with a minimum $25. The monthly maintenance fee is $25. To avoid the monthly maintenance fee, account is required to have one of the following: maintain $5,000 combined balance in deposits accounts or have $50,000 in consumer loan and line of credit balances.
To qualify for a FirstPaySM Prosper checking account, new account must be opened with a minimum $25. The monthly maintenance fee is $5. To avoid the monthly maintenance fee, account is required to have an $100 minimum daily balance.
Fees may reduce earnings.
Access your cash from any ATM: Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.
Free checks: FirstPaySM Premier and Eagles FirstPaySM Premier receive free specialty gray single-ply wallet-style; 50% discount on other personal check styles.
Annual Percentage Yield: FirstPaySM Premier Checking receives an Annual Percentage Yield (APY) of 0.05% as of 7/29/2026 for balances $0 to $24,999.99; 0.05% as of 7/29/2026 for balances of $25,000-$49,999.99; 0.05% as of 7/29/2026 for balances of $50,000-$99,999.99; for balances of $100,000.00 or more APY of 0.10% as of 7/29/2026. APY is subject to change at any time and without notice including after the account is opened. Fees may reduce earnings.
FirstPaySM Checking, Eagles FirstPaySM, FirstPaySM Prosper, and Eagles FirstPaySM Prosper Checking do not earn interest.
ATM rebates up to $12 per month: ATM rebates are available on the FirstPaySM Premier and Eagles FirstPaySM Premier accounts. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions.
Online banking features may be limited or different for every customer based on their account type and/or other factors. Minimum system requirements must be met to access online banking.
Apple iPhone and App Store are registered trademarks of Apple Inc. Android and Google Play are trademarks of Google LLC. Mobile banking requires you to download the mobile banking app and is only available for select mobile devices and operating systems. Message and data rates may apply.
Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure
Retail Banking Fee Schedule
Truth in Savings Disclosure
Visa® Retail Debit Card and ATM Card Cardholder Agreement and Disclosure Statement
Overdraft Privilege Disclosure
* FirstPaySM Prosper is a Bank On certified account which means it is a transactional account that meets the Cities for Financial Empowerment Fund’s National Account Standards. FirstPay Prosper (“Prosper”) accounts are “digital” or “checkless” accounts which are not eligible for Overdraft Protection or Overdraft Privilege. Firstrust Bank’s Overdraft Privilege and other overdraft practices as described in this disclosure do not apply to FirstPay Prosper Accounts. Items presented against non-sufficient funds in Prosper accounts will be returned unpaid. However, in certain situations you could still end up with an overdraft and a negative balance in your Prosper account. If, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). In the event your account does become overdrawn your Prosper account will not be charged a non-sufficient funds fee. In such an event you will need to make deposits to return your Prosper account to a positive balance within 30 days. If this is not done your Prosper account may be closed.
