Checking

  • Overview

    Checking.
    For all balances.

    Firstrust understands that not everyone banks the same. With two great options you can choose how you want to bank. Whether you want FREE checks or the latest Online and Mobile Banking, we have the account to fit your lifestyle—the way you bank.

    FirstPaysm

    Just the basics. It’s all you need.

    Free if you do one of the following

    • Use direct deposit
    • Make 10 debit card purchases per/m
    • Make 5 online bill payments per/m
    • Maintain $500 min daily balance

    Otherwise $10.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account

    FirstPaysm Premier

    Unique benefits: ATM rebates3 and Free checks2.

    Free if you do one of the following

    • Maintain $5,000 combined avg balance in deposit accounts
    • Have $50,000 in consumer loans and line of credit balances

    Otherwise $25.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account


    Disclosures

    1Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

    2Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

    3Other financial institutions and/or ATM operators may impose a fee for the use of their ATM. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions only.

  • x I want to avoid fees

    Check out
    FirstPay

    Best if you:
    • To keep a lower balance
    • Multiple ways to avoid service charges
    • Free online and mobile banking services

    FirstPaysm

    Just the basics. It’s all you need.

    Free if you do one of the following

    • Use direct deposit
    • Make 10 debit card purchases per/m
    • Make 5 online bill payments per/m
    • Maintain $500 min daily balance

    Otherwise $10.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account


    Disclosures

    1Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

    2Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

    3Other financial institutions and/or ATM operators may impose a fee for the use of their ATM. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions only.

  • x I write a lot of checks

    Check out
    FirstPay Premier

    Best if you:
    • Want Free Checks2
    • Maintain at least a $5000 combined balance in deposit accounts OR have a consumer loan balance of at least $50,000
    • Want some unique benefits like ATM fee3 rebates

    FirstPaysm Premier

    Unique benefits: ATM rebates3 and Free checks2.

    Free if you do one of the following

    • Maintain $5,000 combined avg balance in deposit accounts
    • Have $50,000 in consumer loans and line of credit balances

    Otherwise $25.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account


    Disclosures

    1Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

    2Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

    3Other financial institutions and/or ATM operators may impose a fee for the use of their ATM. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions only.

  • x I use online & mobile tools

    Check out
    Either Option

    Both accounts offer:

    • Free online and mobile banking
    • Free Bill Pay and eStatements
    • Email and mobile alerts

    FirstPaysm

    Just the basics. It’s all you need.

    Free if you do one of the following

    • Use direct deposit
    • Make 10 debit card purchases per/m
    • Make 5 online bill payments per/m
    • Maintain $500 min daily balance

    Otherwise $10.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account

    FirstPaysm Premier

    Unique benefits: ATM rebates3 and Free checks2.

    Free if you do one of the following

    • Maintain $5,000 combined avg balance in deposit accounts
    • Have $50,000 in consumer loans and line of credit balances

    Otherwise $25.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account


    Disclosures

    1Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

    2Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

    3Other financial institutions and/or ATM operators may impose a fee for the use of their ATM. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions only.

  • x I want debit card cash back

    Check out FirstPay Premier

    Best if you:

    • Want unique benefits like ATM fee rebates3
    • Maintain at least a $5000 combined balance in deposit accounts OR have a consumer loan balance of at least $50,000

    FirstPaysm Premier

    Unique benefits: ATM rebates3 and Free checks2.

    Free if you do one of the following

    • Maintain $5,000 combined avg balance in deposit accounts
    • Have $50,000 in consumer loans and line of credit balances

    Otherwise $25.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account


    Disclosures

    1Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

    2Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

    3Other financial institutions and/or ATM operators may impose a fee for the use of their ATM. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions only.

  • x I maintain a high balance

    Check out FirstPay Premier

    Best if you:

    • Maintain at least a $5000 combined balance in deposit accounts OR have a consumer loan balance of at least $50,000
    • Want some unique benefits like ATM fee3 rebates

    FirstPaysm Premier

    Unique benefits: ATM rebates3 and Free checks2.

    Free if you do one of the following

    • Maintain $5,000 combined avg balance in deposit accounts
    • Have $50,000 in consumer loans and line of credit balances

    Otherwise $25.00 per/m

    Free Online & Mobile Banking

    Free Firstrust Visa® Debit Card1

    Free Bill Pay & eStatements

    Open Account


    Disclosures

    1Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

    2Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

    3Other financial institutions and/or ATM operators may impose a fee for the use of their ATM. Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions only.