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The perfect account for day-to-day transactions, the FirstPay Prosper Checking Account features online and mobile banking, Visa® debit card, no checks, and no overdraft fees or services.*
✓ Online & mobile banking
✓ Visa® debit card
✓ No checks & no overdraft fees or services
✓ Bill pay
✓ Easy access to online statements
✓ Customizable account alerts
Avoid a $5 monthly service charge when you:
✓ Maintain $100 minimum daily balance
The Firstrust debit card lets you take your account with you everywhere you go. With every transaction secure, you can pay for a purchase or get cash when and where you need it.
Yes, you can pay for purchases with a single tap of your mobile phone, fast and secure. Tap to pay with Visa® includes Apple Pay, Google Pay, and Samsung Pay.
Yes you can deposit checks quickly and easily from your mobile phone. Watch this short video on how to quickly deposit a check from your mobile phone.
To view statements online, sign in to online banking or download our app, and select Online Statements from the navigation menu. Select the account that you want to view statements for, then you will see updated statements for each account.
You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.
You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.
Understand the basics of key financial concepts to enhance your financial education and make more informed decisions.
Understand how to better manage your money and avoid some common financial dangers.
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From paying for college to developing saving strategies, learn how to be more financially prepared in the years ahead.
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† DISCLOSURES:
To qualify for a FirstPaySM Prosper checking account, new account must be opened with a minimum $25. The monthly maintenance fee is $5. To avoid the monthly maintenance fee, account is required to have an $100 minimum daily balance.
FirstPaySM Prosper Checking does not earn interest.
Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure
Visa® Retail Debit Card and ATM Card Cardholder Agreement and Disclosure Statement
Overdraft Privilege Disclosure
* FirstPaySM Prosper is a Bank On certified account which means it is a transactional account that meets the Cities for Financial Empowerment Fund’s National Account Standards. FirstPay Prosper (“Prosper”) accounts are “digital” or “checkless” accounts which are not eligible for Overdraft Protection or Overdraft Privilege. Firstrust Bank’s Overdraft Privilege and other overdraft practices as described in this disclosure do not apply to FirstPay Prosper Accounts. Items presented against non-sufficient funds in Prosper accounts will be returned unpaid. However, in certain situations you could still end up with an overdraft and a negative balance in your Prosper account. If, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). In the event your account does become overdrawn your Prosper account will not be charged a non-sufficient funds fee. In such an event you will need to make deposits to return your Prosper account to a positive balance within 30 days. If this is not done your Prosper account may be closed.
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