FirstPay Premier debit card artwork shown next to each other at an angle



Our best-in-class checking account gives you everything you should expect to make the most of your money. With features like free checks, ATM surcharge rebates, no Firstrust ATM fees, free bill pay, digital banking, online statements – enjoy peace of mind.

FirstPay Premier

Account Benefits

Digital Secure Banking

Digital Banking & Mobile App

Free Checks

Free Checks†

Bill Pay & Online Statements

Debit Card

Debit Card

Siren alarm with exclamation point symbol

Account Alerts

Monthly Foreign ATM Rebate†


Meet The Debit Card
That Does It All

The Firstrust debit card lets you take your account with you everywhere you go. With every transaction secure, you can pay for a purchase or get cash when and where you need it.

Digital Tools Keep You
Connected 24/7

We’ve made it easier than ever to pay your bills, check your accounts, move your money and contact Customer Care. All the help you need from the comfort of your phone.


Frequently Asked Questions

Can I use my phone to pay with my Firstrust debit card?

Yes, you can pay for purchases with a single tap of your mobile phone, fast and secure. Tap to pay with Visa® includes Apple Pay, Google Pay, and Samsung Pay.

Can I deposit checks using my phone?

Yes you can deposit checks quickly and easily from your mobile phone. Watch this short video on how to quickly deposit a check from your mobile phone.

Where can I see my checking account statements online?

To view statements online, sign in to online banking or download our app, and select Online Statements from the navigation menu. Select the account that you want to view statements for, then you will see updated statements for each account.

How do I sign up for online banking for my personal checking account?

You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.

How can I open a Firstrust Bank personal checking account?

You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.


Financial Wellness Courses

Financial Foundations Course Icon

Financial Foundations

Understand the basics of key financial concepts to enhance your financial education and make more informed decisions.

Take Course
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Building Financial Capability

Understand how to better manage your money and avoid some common financial dangers.

Take Course
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Investing in Your Future

From paying for college to developing saving strategies, learn how to be more financially prepared in the years ahead.

Take Course


To qualify for a FirstPaySM Premier checking account new account must be opened with a minimum $25. The monthly maintenance fee is $25. To avoid the monthly maintenance fee, account is required to have one of the following maintain $5,000 combined balance in deposits accounts or have $50,000 in consumer loan and line of credit balances.

Annual Percentage Yield (APY): FirstPaySM Premier Checking receives an Annual Percentage Yield (APY) of 0.05% as of <today> for balances $0 to $24,999.99; 0.05% as of <today> for balances of $25,000-$49,999.99; 0.05% as of <today> for balances of $50,000-$99,999.99; for balances of $100,000.00 or more APY of 0.10% as of <today>. APY is subject to change at any time and without notice including after the account is opened. Fees may reduce earnings.

Free Checks: Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.

Monthly Foreign ATM Rebate: Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions. Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.

Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure

Retail Banking Fee Schedule

Truth in Savings Disclosure

Visa® Retail Debit Card and ATM Card Cardholder Agreement and Disclosure Statement

Overdraft Privilege Disclosure