PREMIUM BENEFITS
FIRSTPAYSM Premier CHECKING ACCOUNT
Our best-in-class checking account gives you everything you should expect to make the most of your money. With features like free checks, ATM surcharge rebates, no Firstrust ATM fees, free bill pay, digital banking, online statements – enjoy peace of mind.
FirstPaySM Premier
Account Benefits
Free Checks†
Bill Pay & Online Statements
Debit Card
Account Alerts
Monthly Foreign ATM Rebate†
Account Features
✓ Free checks†
✓ Online & mobile banking
✓ Visa® debit card
✓ Bill pay & easy access to online statements
✓ Customizable account alerts
✓ Up to $12 per month in non-Firstrust ATM fee rebates†
Account Fees
Avoid a $25 monthly service charge when you do ONE of the following each month:
✓ Maintain $5,000 combined average balance in deposit accounts
✓ Have $50,000 in consumer loan and line of credit balances
Meet The Debit Card
That Does It All
The Firstrust debit card lets you take your account with you everywhere you go. With every transaction secure, you can pay for a purchase or get cash when and where you need it.
Digital Tools Keep You
Connected 24/7
We’ve made it easier than ever to pay your bills, check your accounts, move your money and contact Customer Care. All the help you need from the comfort of your phone.
PERSONAL CHECKING ACCOUNTS
Frequently Asked Questions
Yes, you can pay for purchases with a single tap of your mobile phone, fast and secure. Tap to pay with Visa® includes Apple Pay, Google Pay, and Samsung Pay.
Mobile Check Deposit: Quick & Easy Guide Yes you can deposit checks quickly and easily from your mobile phone. Watch this short video on how to quickly deposit a check from your mobile phone.
To view statements online, sign in to online banking or download our app, and select Online Statements from the navigation menu. Select the account that you want to view statements for, then you will see updated statements for each account.
You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.
You can open a Firstrust Bank personal checking account online or by visiting a branch location to open in person.
Need help?
Search for answers to common questions & more!
FIRSTRUST MOBILE BANKING APP
Our mobile app for Apple iPhone® and Android™ devices makes banking easy and secure. View transactions, deposit checks, pay bills, and more.
View balances
Deposit checks
Account alerts
Move money
Open an account
Online banking
Contact customer care
† DISCLOSURES:
To qualify for a FirstPaySM Premier checking account new account must be opened with a minimum $25. The monthly maintenance fee is $25. To avoid the monthly maintenance fee, account is required to have one of the following maintain $5,000 combined balance in deposits accounts or have $50,000 in consumer loan and line of credit balances.
Annual Percentage Yield (APY): FirstPaySM Premier Checking receives an Annual Percentage Yield (APY) of 0.05% as of 7/29/2026 for balances $0 to $24,999.99; 0.05% as of 7/29/2026 for balances of $25,000-$49,999.99; 0.05% as of 7/29/2026 for balances of $50,000-$99,999.99; for balances of $100,000.00 or more APY of 0.10% as of 7/29/2026. APY is subject to change at any time and without notice including after the account is opened. Fees may reduce earnings.
Free Checks: Free specialty gray single-ply wallet-style; 50% discount on other personal check styles.
Monthly Foreign ATM Rebate: Firstrust will refund up to $12 per statement cycle for fees to use other financial institutions' ATMs for checking account transactions. Other financial institutions and/or ATM operators may impose a fee for the use of their ATM.
Retail Account Agreement, Funds Availability, & Electronic Funds Transfer (EFT) Disclosure
Visa® Retail Debit Card and ATM Card Cardholder Agreement and Disclosure Statement