A MESSAGE FROM Richard J. Green,
Executive Chairman and Owner

The Culture Behind the Way We Serve

Dear Firstrust Customers,

At a recent meeting, I spoke with our employees about Firstrust's winning culture and the values that have guided us for generations. I reminded them that culture does not sustain itself. It must be cultivated and reinforced through what each of us does every day.

Those values should set a high standard for your experience with Firstrust: a relationship grounded in understanding your goals, careful stewardship of your money and information, and responsive service when you need us.

Here is how I described our culture to our employees:

We have a WINNING CULTURE.

Excellence. We do not compare ourselves to the average, because one day the average may be out of business. First is in our name.

Trust. Gaining and keeping trust with our constituents is fundamental. Trust is also in our name, and our pledge to protect our depositors' savings and data is paramount.

Caring and service. We go the extra mile for our clients, communities and each other, with what my grandfather, Samuel A. Green, would call a missionary fervor to serve our clients. Pound for pound, we, along with the Green Family Foundation, provide more support to our communities than anyone around.

Prudent risk management with an entrepreneurial mindset. We take risks, but they are calculated and within our capacity to absorb should we encounter adversity.

A family business. Three generations of management dedicated to treating all people with respect.

Long-term ownership. We think and invest for the long run, not quarter to quarter, and we are planful. We are successful not because of what we did last month or last year, but often because of moves made two, three or more years ago. Success has a long fuse and may not show up right away. Today's good numbers do not prove that today's habits are fine; they prove that yesterday's habits were fine. Whether tomorrow's will be fine is being decided right now, by what we do each day. We encourage everyone at Firstrust to act with an Owner's mindset.

Optimizing profitability, not maximizing it. We seek strong, sustainable performance without putting the bank or our depositors' savings at greater risk.

These principles are part of what we call The Way We Do Things Around Here. They ask us to deal with the world as it is, to care more about what is right than who is right, and to recognize that anything can be improved. My responsibility, and that of every Firstrust colleague, is to ensure these principles guide the way we serve you.

‍Richard J. Green
‍Executive Chairman and Owner, Firstrust Bank

Firstrust's partnership with Eagles legend Brandon Graham continues to highlight what has always set our bank apart: strong relationships, community commitment, and personalized service.

This season, we're excited to debut four new commercials featuring Brandon Graham that showcase how Firstrust helps individuals, families, and businesses achieve their financial goals. Building on the success of our first campaign, these spots combine Brandon's energy and Philadelphia spirit with the values that have guided Firstrust for more than 90 years.

Season 2 Commercials Focus on Three Themes:

• Family ownership: A family-owned bank built on relationships and a long-term commitment to its customers and communities.
• Putting customers first: Personal attention supported by technology that helps make banking easier.
• Going above and beyond: Helping customers solve problems and pursue opportunities for their businesses.

See all commercials here:

‍EAGLES Partnership Beyond BG

Firstrust's Eagles relationship also creates opportunities for us to participate in the excitement of simply being a fan. Our billboards carry our Official Bank of the EAGLES status, in bold and clear terms.

And new this year, we've invested in Firstrust Bank wrapped SUVs that will be driving around the stadium parking lots during peak tailgate times.

In addition to brand advertising, this season will continue to feature the following:

• Eagles-branded banking products, including consumer and business checking accounts with co-branded debit cards, and the Eagles Touchdown CD, which connects earning opportunities with the team's scoring.
• The Brotherly Shove Business Spotlight, which promotes businesses in Greater Philadelphia and will award this year's winner up to $25,000 in promotional assets.
• Entrepreneurs Game Plan, which invites high school students across the Greater Philadelphia region to pitch business ideas to a panel of Firstrust and Philadelphia Eagles executives.

Together, these efforts bring the partnership into the communities Firstrust serves.

Firstrust hosted a company-wide cornhole tournament at our Whitemarsh and Horsham offices to benefit For Pete's Sake, a Cancer Respite Foundation dedicated to helping cancer patients and their loved ones reconnect, recharge, and create lasting memories through transformative respite experiences. Employees came together for a friendly competition that combined teamwork, camaraderie, and support for an important cause.

For Pete's Sake (FPS) was founded in memory of Pete Schankweiler, who was diagnosed with cancer in 1998 and passed away the following year. During his battle, Pete and his wife experienced firsthand the emotional and physical toll cancer can take on families and discovered the powerful impact that time away can have in helping loved ones reconnect and find moments of joy.

Before his passing, Pete asked that other families facing cancer have the same opportunity. His wife, Marci, fulfilled that promise, and for more than two decades, For Pete's Sake has provided meaningful respite experiences to families navigating a cancer diagnosis. Today, the organization is expanding that mission with plans for the nation's first dedicated cancer respite center.

At Firstrust, supporting our communities means more than showing up. It means coming together to support organizations like For Pete's Sake that make a lasting difference in the lives of individuals and families. Events like cornhole reflect the teamwork, generosity, and community spirit that define our culture.

Strong partnerships help businesses grow, and that is exactly what happened when Meyer Design and Bala Consulting Engineers joined forces on a shared vision for expansion.

Both firms have built their reputations on delivering innovative design and engineering solutions across the Mid-Atlantic region. As their businesses continued to evolve, they needed a banking partner that understood their goals, could provide strategic financial guidance, and support their long-term growth plans.

Firstrust Bank has supported Meyer Design and Bala Consulting Engineers throughout their journey, helping them navigate opportunities for expansion while staying focused on serving their clients and communities.

Their story is a great example of how strong relationships, shared values, and the right financial partner can help businesses achieve lasting success.

Read the full story and learn how Meyer Design and Bala Consulting Engineers partnered with Firstrust to support their continued growth.

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